531 E 2nd St, Nescopeck, PA 18635 Property Records

Luzerne County property record for 531 E 2nd St, Nescopeck, PA 18635

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1900
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,613 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-P3SW4-003-005`

Property Details

APN / Parcel Number

Primary APN	`43-P3SW4-003-005`
Alternative APNs	`43-P3SW4-003-005-000` `4300P3SW4 003005`

Interior

Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 42 ft wide

Location & Zoning

Old Parcel Number	43-P3SW4-003-005
Street Address	531 E 2ND ST
City	NESCOPECK
State	PA
Zip	18635-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43-63-3 531 SECOND ST
Legal Block	3
Legal Lot Number	5
Jurisdiction	LUZERNE PA
Township / Civil Division	NESCOPECK
Census Block Group	6
Census Block	6004
Census Tract	216200

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 E 2ND ST, NESCOPECK, PA 18635-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PHILADELPHIA FEDERAL CREDIT UNION
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit LUZERNE BANK
Sep 8, 2021	Intrafamily Transfer, Transfer
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit LUZERNE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2003
Deed Sale	Jun 25, 2003
Deed Book / Page	3003 / 179256
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000057907
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	Jul 16, 2026
Property Address	531 E 2ND ST, NESCOPECK, PA 18635-1103
Document Number	0000038498
Book / Page	3026 / 164838
Instrument Date	Jul 3, 2026
Instrument	202638498
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	SEARCHTEC INC, SEARCHTEC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E 2ND ST, NESCOPECK, PA 18635-1103

Mortgage

Document Number	0000038498,
Date	Jul 16, 2026
Book Page	3026/164838
Instrument	202638498

Lender

Name	PHILADELPHIA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 3, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	531 E 2ND ST, NESCOPECK, PA 18635-1103
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057287
Date	Sep 9, 2022
Book Page	3022/233593
Instrument	202257287

Lender

Name	LUZERNE BANK
Type	Bank
Address	SUGARLOAF, PA 18249

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUZERNE PA
Recording Date	Sep 8, 2021
Property Address	531 E 2ND ST, NESCOPECK, PA 18635-1103
Document Number	0000057907
Book / Page	3021 / 246139
Instrument Date	Aug 25, 2021
Instrument	202157907
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 E 2ND ST, NESCOPECK, PA 18635-1103

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	531 E 2ND ST, NESCOPECK, PA 18635-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013375
Date	Mar 10, 2020
Book Page	3020/45904
Instrument	202013375

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	531 E 2ND ST, NESCOPECK, PA 18635-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049927
Date	Oct 15, 2020
Book Page	3020/208658
Instrument	202049927

Lender

Name	LUZERNE BANK
Type	Bank
Address	SUGARLOAF, PA 18249

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
Municipality	Nescopeck Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,613.00 (+0.06%) Homeowner's exemption	$70,800 (-) Land $31,000 Building $39,800
2025	$1,612.00 (+6.83%)
2024		$70,800 Land $31,000 Building $39,800
2023	$1,509.00
2009			$70,800 Land $31,000 Building $39,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	10 of 17
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 4 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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