531 E 1st St, Ferdinand, IN 47532 Property Records

Dubois County property record for 531 E 1st St, Ferdinand, IN 47532

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,095 sqft · built 1970
Lot Size0.505 acres (21,998 sqft)
OwnerIndividual on Record
Last Sale$205,000 (Sep 2009)
Tax Bill$2,688 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Nov 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19-15-33-201-234.000-008

Property Details

APN / Parcel Number

Primary APN19-15-33-201-234.000-008
Alternative APNs
  • 01951938186
  • 0140007000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,095 sqft Living Area
1st Floor Area2,095 sqft
Basement Area2,095 sqft
Finished Basement910 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1974
Construction TypeBrick
Roof MaterialAsphalt
Lot Area21,998 sqft (0.505 acres)
Lot Dimensions198 ft deep x 111 ft wide
Garage TypeBasement
Garage Area375 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number01951938186
Street Address531 E 1ST ST
CityFERDINAND
StateIN
Zip47532-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description014-00070-00 HENRY WAGNERS ADD PT LOT 44
Legal SubdivisionHENRY WAGNERS ADD
Legal Lot Number44
JurisdictionDUBOIS IN
Township / Civil DivisionFERDINAND
Census Block Group2
Census Block2106
Census Tract953702

Owner

Source: Dubois County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address531 E 1ST ST, FERDINAND, IN 47532-9703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed of Trust, Mortgage · Line of Credit
THE GERMAN AMERICAN BANK
Nov 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE GERMAN AMERICAN BANK
Apr 6, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE GERMAN AMERICAN BANK
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
THE GERMAN AMERICAN BANK
May 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
THE GERMAN AMERICAN BANK
Sep 21, 2020Deed of Trust, Mortgage · Commercial Mortgage
THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2009 · Amount on Record
Deed SaleSep 25, 2009 · Amount on Record
Prior SaleSep 22, 2009 · Amount on Record
Deed Document Number20096318
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBOIS IN
Property Address531 E 1ST ST, FERDINAND, IN 47532-9703
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023004814
DateNov 21, 2023
Instrument2023004814
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
Address1020 MAIN ST, FERDINAND, IN 47532
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 20, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBOIS IN
Property Address531 E 1ST ST, FERDINAND, IN 47532-9703
Transaction TypeMortgage
Record UpdatedNov 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023004709
DateNov 13, 2023
Instrument2023004709
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
Address1020 MAIN ST, FERDINAND, IN 47532
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueNov 15, 2033

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBOIS IN
Property Address531 E 1ST ST, FERDINAND, IN 47532-9703
Transaction TypeMortgage
Record UpdatedJun 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023001370
DateApr 6, 2023
Instrument2023001370
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressFERDINAND, IN 47532
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueApr 6, 2024

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBOIS IN
Property Address531 E 1ST ST, FERDINAND, IN 47532-9703
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022005750
DateNov 1, 2022
Instrument2022005750
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressFERDINAND, IN 47532
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBOIS IN
Property Address531 E 1ST ST, FERDINAND, IN 47532-9703
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 E 1ST ST, FERDINAND, IN 47532-9703

Mortgage

Document Number2021003422
DateMay 20, 2021
Instrument2021003422
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressFERDINAND, IN 47532
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 18, 2031

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBOIS IN
Property Address531 E 1ST ST, FERDINAND, IN 47532-9703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020005915
DateSep 21, 2020
Instrument2020005915
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressFERDINAND, IN 47532
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 20, 2030

Tax Assessment & Valuation

Source: Dubois County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDubois County
County SubdivisionFerdinand Township
MunicipalityFerdinand Town
Unified School DistrictSoutheast Dubois County School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 (-13.68%) Homeowner's exemption$285,700 (-3.74%) Land $30,400 Building $255,300$285,700 (-3.74%) Land $30,400 Building $255,300
2024$3,114.00 (+4.57%)
2023$2,978.00 (+4.71%)$296,800 Land $30,600 Building $266,200$296,800 Land $30,600 Building $266,200
2022$2,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERDINAND WATER DEPARTMENT
serves 2,918 people · EPA ID IN5219004
Water SourcePurchased surface water from PATOKA LAKE REGIONAL WATER
Last State InspectionApr 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20
Orange County REMC
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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