531 Division St W, Faribault, MN 55021 Property Records

Rice County property record for 531 Division St W, Faribault, MN 55021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1890
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Jan 2024)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18.31.3.26.007`

Property Details

APN / Parcel Number

Primary APN	`18.31.3.26.007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	420 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	150 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	640 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Deck Area	195 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	531 DIVISION ST W
City	FARIBAULT
State	MN
Zip	55021-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 80RE NW COR SW4 ON S LI DIV ST TH E33FT S150FT W33FT N150FT TO POB
Legal Range	020
Legal Township	110
Legal Section	31
Legal Subdivision	ON S LI DIV
Jurisdiction	RICE MN
Township / Civil Division	FARIBAULT
Census Block Group	2
Census Block	2028
Census Tract	70902

Owner

531 Division St W is owned and occupied by an individual who bought it in January 2024.

Source: Rice County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	531 DIVISION ST W, FARIBAULT, MN 55021-5848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/FARIBAULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	2024764876
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jan 4, 2024
Property Address	531 DIVISION ST W, FARIBAULT, MN 55021-5848
Document Number	000A764876
Instrument Date	Dec 27, 2023
Instrument	A764876
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 DIVISION ST W, FARIBAULT, MN 55021-5848

Mortgage

Document Number	000A764877
Date	Jan 4, 2024
Instrument	A764877

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	531 DIVISION ST W, FARIBAULT, MN 55021-5848
Document Number	0000705027
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	KNIGHT-BARRY TITLE GROUP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3709 11TH AVE S MINNEAPOLIS MN 554072627, MINNEAPOLIS, MN 55407-2627

Mortgage

Document Number	0000705027
Date	Feb 15, 2018
Instrument	705027

Lender

Name	STATE BK/FARIBAULT
Type	Bank
Address	FARIBAULT, MN 55021-5217

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 14, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 531 Division St W was $1,550.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Faribault City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00	$157,700 (+4.09%) Land $30,500 Building $127,200	$157,700 (+4.09%) Land $30,500 Building $127,200
2025		$151,500 (+15.21%) Land $27,200 Building $124,300	$151,500 (+15.21%) Land $27,200 Building $124,300
2024	$1,322.00 (+4.26%)	$131,500 (-) Land $25,600 Building $105,900	$131,500 (-) Land $25,600 Building $105,900
2023	$1,268.00	$131,500 Land $25,600 Building $105,900	$131,500 Land $25,600 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Division St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Division St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Faribault serves 23,718 people · EPA ID MN1660002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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