Ross County property record for 531 Cox Rd, Chillicothe, OH 45601 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,232 sqft Living Area |
| Lot Size | 219,978 sqft (5.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2025) |
| Tax Bill | $3,009.00 (2025) |
| Primary APN | 17-14-14-203.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 3,248 sqft Gross Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Upper Floors | 2,016 sqft Upper Floors |
| Attic Area | 1,232 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,232 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 219,978 sqft (5.05 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 784 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Balcony Area | 128 sqft Balcony |
| Deck Area | 48 sqft Deck |
| Patio Area | 480 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 141420 |
|---|---|
| Street Address | 531 COX RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-8419 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 531 COX ROAD RES 5.05 14-14-203 MH/1 |
| Jurisdiction | ROSS OH |
| Minor Civil Division | HUNTINGTON |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 956700 |
Source: Ross County records · APN 17-14-14-203.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Sep 19, 2025 | Survivorship Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 14, 2022 | Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 25, 2022 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage AMERIFIRST FINANCIAL CORP |
| Jun 06, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 13, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Doc Number | 20256196 |
| Deed Book / Page | 586 / 687 |
| Prior Transfer Date | Jul 23, 2021 |
| Prior Transfer Doc | 0005592454 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 0005832265 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 583/2265 |
| Instrument | 202500003297 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Sep 19, 2025 |
| Property Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 0005860687 |
| Book / Page | 586 / 687 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 202500006196 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 202500006197 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 202500006197 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Nov 14, 2022 |
| Property Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 0005644411 |
| Book / Page | 564 / 4411 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 202200008682 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 202200008683 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 202200008683 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Mar 25, 2022 |
| Property Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 0005592454 |
| Book / Page | 559 / 2454 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 202200002341 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 202200002342 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 202200002342 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005070587 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 0507/0587 |
| Instrument | 201700004175 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jul 13, 2018 |
| Property Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 0005250268 |
| Book / Page | 0525 / 0268 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 201800005051 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 531 COX RD, CHILLICOTHE, OH 45601-8419 |
| Document Number | 201800005052 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 201800005052 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Huntington Township |
| Unified School District | Huntington Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,009.00 (+2.38%) | $94,100 (+15.21%) Land $8,580 Building $85,520 | $268,850 (+15.21%) Land $24,520 Building $244,330 |
| 2024 | $2,939.00 (-3.1%) Homeowner's exemption | $81,680 (-) Land $8,320 Building $73,360 | $233,360 (-) Land $23,770 Building $209,590 |
| 2023 | $3,033.00 (+2.26%) Homeowner's exemption | $81,680 (-) Land $8,320 Building $73,360 | |
| 2022 | $2,966.00 Homeowner's exemption | $81,680 Land $8,320 Building $73,360 | $233,360 Land $23,770 Building $209,590 |
531 Cox Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Ross County (39141C), updated December 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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