Osceola County property record for 531 Cody Allen Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 2006 |
| Lot Size | 0.255 acres (11,151 sqft) |
| Owner | Trust Name on File |
| Last Sale | $247,000 (Oct 2017) |
| Tax Bill | $3,942 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131268 |
| Primary APN | 131268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,876 sqft Heated Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 1,876 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,151 sqft (0.255 acres) |
| Lot Dimensions | 148 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Deck Area | 492 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 131268 |
|---|---|
| Street Address | 531 CODY ALLEN CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | HERITAGE PLACE OF ST CLOUD PB 17 PGS 103-104 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | HERITAGE PLACE OF ST CLOUD |
| Legal Tract | 225 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 43303 |
531 Cody Allen Ct is owner-occupied and held in a trust since October 2017.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 531 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Oct 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on File |
| Deed Sale | Oct 30, 2017 · Amount on File |
| Prior Sale | Aug 24, 2005 · Amount on File |
| Deed Document Number | 2017155799 |
| Deed Book / Page | 5232 / 1068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 531 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 531 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730 |
| Document Number | 0060850759 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 6085/759 |
| Instrument | 2021176019 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 30, 2017 |
| Property Address | 531 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730 |
| Document Number | 0052321068 |
| Book / Page | 5232 / 1068 |
| Map Reference | MB17 PG103&104 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017155799 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | FLORIDA TITLESMITH LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2717 BARTLEY DR, 2717, ORLANDO, FL 32837 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 531 CODY ALLEN CT, SAINT CLOUD, FL 34769-5730 |
| Document Number | 0052321070 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 5232/1070 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 531 Cody Allen Ct was $3,942 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,942.00 Homeowner's exemption Widower's exemption | $268,132 | $390,300 Land $70,000 Building $320,300 |
| 2023 | $3,707.00 (+1.34%) Homeowner's exemption Widower's exemption | $252,987 (+3%) | $379,300 (+19.92%) Land $65,000 Building $314,300 |
| 2022 | $3,658.00 Homeowner's exemption Widower's exemption | $245,619 | $316,300 Land $60,000 Building $256,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 Cody Allen Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Cody Allen Ct is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
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