531 Clover Ln, Griffith, IN 46319 Property Records

Lake County property record for 531 Clover Ln, Griffith, IN 46319

Property Summary

Property Type	Row House
Details	3 bd · 3 ba · 1,726 sqft · built 2010
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2023)
Tax Bill	$2,847 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`009-39-51-0062-0038`

Property Details

APN / Parcel Number

Primary APN	`009-39-51-0062-0038`
Alternative APN	`45-11-11-279-002.000-033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area

Exterior

Year Built	Built 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	97 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009-39-51-0062-0038
Street Address	531 CLOVER LN
City	GRIFFITH
State	IN
Zip	46319-3468
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Local Zoning Code	R3
Legal Description	TRAIL CREEK UNIT ONE PT OF W'LY 29.13FT. OF LOT 43
Legal Subdivision	TRAIL CREEK
Legal Lot Number	43 531
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	4
Census Block	4007
Census Tract	42602

Owner

531 Clover Ln, a row house, is owned and occupied by an individual who bought it in November 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MORTGAGE CO INC
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Deed Document Number	2023-538739
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 27, 2023
Property Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000038739
Map Reference	MB 102 PG 14
Instrument Date	Nov 22, 2023
Instrument	2023-538739
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	531 CLOVER LN, GRIFFITH, IN 46319-3468

Mortgage

Document Number	0000038740
Date	Nov 27, 2023
Instrument	2023-538740

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 6, 2022
Property Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000035974
Map Reference	MB 102 PG 14
Instrument Date	Aug 31, 2022
Instrument	2022-535974
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CLOVER LN, GRIFFITH, IN 46319-3468

Mortgage

Document Number	0000035975
Date	Sep 6, 2022
Instrument	2022-535975

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020456
Date	Mar 31, 2017
Instrument	2017 020456

Lender

Name	LAKE MORTGAGE CO INC
Type	Mortgage Company
Address	MERRILLVILLE, IN 46411

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 9, 2020
Property Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000062360
Map Reference	MB 100 PG 99
Instrument Date	Apr 24, 2020
Instrument	2020 062360
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CLOVER LN, GRIFFITH, IN 46319-3468

Mortgage

Document Number	0000062361
Date	Sep 9, 2020
Instrument	2020 062361

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 19, 2018
Property Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000045778
Map Reference	MB102 PG14
Instrument Date	Jul 12, 2018
Instrument	2018 045778
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CLOVER LN, GRIFFITH, IN 46319-3468
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045779
Date	Jul 19, 2018
Instrument	2018 045779

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Griffith Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,100 Land $30,800 Building $245,300	$276,100 Land $30,800 Building $245,300
2024	$2,847.00
2023		$251,000 (+7.96%) Land $30,800 Building $220,200	$251,000 (+7.96%) Land $30,800 Building $220,200
2022	$2,690.00 (-0.11%) Homeowner's exemption	$232,500 Land $30,800 Building $201,700	$232,500 Land $30,800 Building $201,700
2021	$2,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Clover Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Clover Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.5% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHERERVILLE WATER DEPARTMENT serves 30,000 people · EPA ID IN5245041
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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