Luzerne County property record for 531 Clover Ct, Exeter, PA 18643 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1999 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 1,307 sqft (0.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $159,900 (2022) |
| Tax Bill | $3,362.00 (2026) |
| Primary APN | 16-D11S3-002-038 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,320 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 1,307 sqft (0.03 acres) |
| Depth X Width | 75 ft x 20 ft Depth x Width |
| Old Parcel Number | 16-D11S3-002-038 |
|---|---|
| Street Address | 531 CLOVER CT |
| City | EXETER |
| State | PA |
| Zip | 18643-1149 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16-C28-R1-D3-1A-5-D107-1 531 CLOVER CT |
| Legal Subdivision | WILDFLOWER VILLAGE PHASE II SECTION I |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | LUZERNE PA |
| Minor Civil Division | EXETER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 211101 |
Source: Luzerne County records · APN 16-D11S3-002-038
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 CLOVER CT, EXETER, PA 18643-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed, Transfer · Conventional Mortgage FNCB BANK |
| Feb 03, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Feb 03, 2017 · Amount on Record |
| Deed Doc Number | 202265154 |
| Deed Book / Page | 3022 / 262153 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Oct 17, 2022 |
| Property Address | 531 CLOVER CT, EXETER, PA 18643-1149 |
| Document Number | 0000065154 |
| Book / Page | 3022 / 262153 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 202265154 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,599.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 531 CLOVER CT, EXETER, PA 18643-1149 |
| Document Number | 0000065155 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 202265155 |
| Name | FNCB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Apr 14, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Feb 03, 2017 |
| Property Address | 531 CLOVER CT, EXETER, PA 18643-1149 |
| Document Number | 0000006655 |
| Book / Page | 3017 / 025073 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 201706655 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 CLOVER CT, EXETER, PA 18643-1149 |
| Document Number | 0000006656 |
|---|---|
| Date | Feb 03, 2017 |
| Instrument | 201706656 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Luzerne County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Exeter Borough |
| Unified School District | Wyoming Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,362.00 | $109,900 (-) Land $19,000 Building $90,900 | |
| 2025 | $3,362.00 (+8.77%) | ||
| 2024 | $109,900 Land $19,000 Building $90,900 | ||
| 2023 | $3,091.00 | ||
| 2009 | $109,900 Land $19,000 Building $90,900 |
Source: FEMA National Flood Hazard Layer, Luzerne County (42079C), updated November 11, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 560.0 ft |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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