531 Christopher Cv, Lockhart, TX 78644 Property Records

Caldwell County property record for 531 Christopher Cv, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,610 sqft · built 2014
Lot Size	0.195 acres (8,507 sqft)
Owner	Company Name on Record
Last Sale	$212,627 (Feb 2015)
Tax Bill	$7,818 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300613-008-011-00`

Property Details

APN / Parcel Number

Primary APN	`0300613-008-011-00`
Alternative APN	`R44534`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,610 sqft Living Area
1st Floor Area	1,100 sqft
2nd Floor Area	1,510 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	8,507 sqft (0.195 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	149 sqft
Patio Area	100 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

City	LOCKHART
State	TX
Zip	78644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEAR FORK ESTATES, BLOCK 8, LOT 11, SECTION 2-B SECTION 2-B
Legal Subdivision	CLEAR FORK ESTATES
Legal Block	8
Legal Lot Number	11
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1014
Census Tract	960300

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2015 · Amount on Record
Deed Sale	Feb 2, 2015 · Amount on Record
Deed Document Number	20151517
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	LOCKHART, TX 78644
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001126
Date	Feb 25, 2021
Instrument	2021-001126

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	May 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	531 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001126
Date	Feb 25, 2021
Instrument	2021-001126

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	May 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	531 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002731
Date	Jun 3, 2020
Instrument	2020-002731

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,818.00 (+1.82%)	$378,860 (-13.44%) Land $43,980 Building $334,880	$378,860 (-13.44%) Land $43,980 Building $334,880
2025		$437,700 (-1.68%) Land $43,980 Building $393,720	$437,700 (-1.68%) Land $43,980 Building $393,720
2024	$7,678.00 (+1.16%)
2022		$445,180 Land $41,850 Building $403,330	$445,180 Land $41,850 Building $403,330
2021	$7,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50

May also be available: AT&T, Hotwire Communications, Spry Air Fiber, Verizon.

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