531 Cherry Hill Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 531 Cherry Hill Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 2020
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$347,592 (Oct 2025)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R278842`

Property Details

APN / Parcel Number

Primary APN	`R278842`
Alternative APNs	`72720290602300111` `278842`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	531 CHERRY HILL RD
City	RED OAK
State	TX
Zip	75154-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK F OAKMONT PARK SUBDV PH 1 .1492 AC
Legal Subdivision	OAKMONT PARK SUBDV PH 1
Legal Block	F
Legal Lot Number	23
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1010
Census Tract	60207

Owner

531 Cherry Hill Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 CHERRY HILL RD, RED OAK, TX 75154-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 2, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jun 15, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	202533500
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0000040152
Record Updated	Sep 20, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Oct 6, 2025
Property Address	531 CHERRY HILL RD, RED OAK, TX 75154-2736
Document Number	0002533500
Map Reference	VOL J PG 708
Instrument Date	Oct 3, 2025
Instrument	2533500
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 W OLYMPIC DR # DR1212, DR1212, PFLUGERVILLE, TX 78660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CHERNY HILLS RD, RED OAK, TX 75154

Mortgage

Document Number	0002533501
Date	Oct 6, 2025
Instrument	2533501

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 2, 2020
Property Address	531 CHERRY HILL RD, RED OAK, TX 75154-2736
Document Number	0000040152
Instrument Date	Oct 28, 2020
Instrument	40152
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 MULBERRY HILL RD #315 COPPELL TX 750195498, 315, COPPELL, TX 75019-5498

Mortgage

Document Number	40153
Date	Nov 2, 2020
Instrument	40153

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 15, 2020
Property Address	531 CHERRY HILL RD, RED OAK, TX 75154-2736
Document Number	0000019348
Instrument Date	Jun 10, 2020
Instrument	19348
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5808 W PLANO PKWY PLANO TX 750934636, PLANO, TX 75093-4636

Tax Assessment & Valuation

The 2025 property tax bill for 531 Cherry Hill Rd was $6,980, up 0.9% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,597 (-1.12%) Land $55,000 Building $284,597	$339,597 (-1.12%) Land $55,000 Building $284,597
2025	$6,980.00 (+0.94%)	$343,441 (+3.01%) Land $55,000 Building $288,441	$343,441 (+3.01%) Land $55,000 Building $288,441
2024	$6,915.00 (-11.2%)	$333,404 (-11.16%) Land $55,000 Building $278,404	$333,404 (-11.16%) Land $55,000 Building $278,404
2023	$7,787.00	$375,295 Land $55,000 Building $320,295	$375,295 Land $55,000 Building $320,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Cherry Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Cherry Hill Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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