531 Carthage Ct, Roseville (Granite Bay), CA 95746 Property Records

Placer County property record for 531 Carthage Ct, Roseville, CA 95746

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,270 sqft · built 2002
Lot Size	0.397 acres (17,310 sqft)
Owner	Individual Name on File
Last Sale	$1,600,000 (Sep 2026)
Tax Bill	$10,816 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`466-520-022-000`

Property Details

APN / Parcel Number

Primary APN	`466-520-022-000`
Alternative APN	`466-520-022`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,270 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	17,310 sqft (0.397 acres)
Garage Area	949 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	466-520-022
Street Address	531 CARTHAGE CT
City	GRANITE BAY
State	CA
Zip	95746-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 294 HILLSBOROUGH UNIT NO 2B T-86
Legal Subdivision	HILLSBOROUGH UNIT NO 2B
Legal Lot Number	294
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3010
Census Tract	20605

Owner

531 Carthage Ct is owned and occupied by an individual who bought it in September 2026.

Source: Placer County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed, Transfer FIDELITY NATIONAL TITLE
Sep 3, 2026	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ASSET FINANCIAL CENTER INC
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit SAFE CU
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Oct 27, 2016 · Amount on File
Deed Document Number	202651133
Prior Transfer Date	Jul 9, 2003
Prior Transfer Doc	0000116551
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PLACER CA
Recording Date	Sep 3, 2026
Property Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227
Document Number	0000051134
Instrument Date	Sep 1, 2026
Instrument	202651134
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 3, 2026
Property Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227
Document Number	0000051133
Instrument Date	Sep 1, 2026
Instrument	202651133
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227

Mortgage

Document Number	0000051135,
Date	Sep 3, 2026
Instrument	202651135

Lender

Name	MECHANICS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 CARTHAGE CT, ROSEVILLE, CA 95746-7227
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227

Mortgage

Document Number	0000069840
Date	Dec 12, 2025
Instrument	2025-0069840

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 CARTHAGE CT, ROSEVILLE, CA 95746-7227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054664
Date	Jul 31, 2019
Instrument	2019-0054664

Lender

Name	SAFE CU
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 CARTHAGE CT, ROSEVILLE, CA 95746-7227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 CARTHAGE CT, GRANITE BAY, CA 95746-7227

Mortgage

Document Number	0000132860
Date	Nov 17, 2020
Instrument	2020-0132860

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 531 Carthage Ct was $10,816.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,083,168 (+2%) Land $266,350 Building $816,818
2025	$10,816.00 Homeowner's exemption	$1,061,930 Land $261,128 Building $800,802
2023	$10,463.00 (-0.4%) Homeowner's exemption	$1,020,695 Land $250,989 Building $769,706
2022	$10,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 531 Carthage Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 531 Carthage Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Also Mapped Here	CITY OF ROSEVILLE
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Fidium Fiber.

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