531 Apache Trl, Lake Villa, IL 60046 Property Records

Lake County property record for 531 Apache Trl, Lake Villa, IL 60046

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,879 sqft · built 1992
Lot Size0.934 acres (40,702 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jun 2021)
Tax Bill$12,568 (2024)
Deeds & MortgagesDec 2022 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-05-301-007

Property Details

APN / Parcel Number

Primary APN06-05-301-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,879 sqft Living Area
Gross Area5,675 sqft
1st Floor Area1,922 sqft
2nd Floor Area957 sqft
Upper Floors Area957 sqft
Basement Area1,922 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area40,702 sqft (0.934 acres)
Garage TypeAttached
Garage Area874 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area173 sqft
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address531 APACHE TRL
CityLAKE VILLA
StateIL
Zip60046-7301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionISHNALA COUNTRY ESTATES; LOT 35
Legal SubdivisionISHNALA COUNTRY ESTATES
Legal Lot Number35
JurisdictionLAKE IL
Township / Civil DivisionLAKE VILLA
Census Block Group3
Census Block3000
Census Tract861010

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address531 APACHE TRL, LAKE VILLA, IL 60046-7301
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 24, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleJul 13, 2015 · Amount on Record
Deed Document Number20217802251
Prior Transfer DateFeb 16, 2016
Prior Transfer Doc0007291716
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address531 APACHE TRL, LAKE VILLA, IL 60046-7301
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 APACHE TRL, LAKE VILLA, IL 60046-7301

Mortgage

Document Number0007950763
DateDec 21, 2022
Instrument7950763
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJun 24, 2021
Property Address531 APACHE TRL, LAKE VILLA, IL 60046-7301
Document Number0007802251
Map ReferenceDOC 2600743
Instrument DateMay 28, 2021
Instrument7802251
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address531 APACHE TRL, LAKE VILLA, IL 60046-7301

Mortgage

Document Number0007802252
DateJun 24, 2021
Instrument7802252
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address531 APACHE TRL, LAKE VILLA, IL 60046-7301
Document Number0007588970
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address531 APACHE TRL LAKE VILLA IL 600467301, LAKE VILLA, IL 60046-7301

Mortgage

Document Number0007588970
DateSep 3, 2019
Instrument7588970
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionLake Villa Township
MunicipalityLake Villa Village
Secondary School DistrictAntioch Community High School District 117 (09 - 12)
Elementary School DistrictLake Villa Community Consolidated School District 41 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,714 (+21.41%) Land $20,102 Building $130,612$452,187 (+21.41%) Land $60,312 Building $391,875
2024$12,568.00 (+3.01%)
2023$12,201.00 (+3.11%)$124,139 (+1.87%) Land $16,558 Building $107,581$372,454 (+1.87%) Land $49,679 Building $322,775
2022$11,833.00$121,865 Land $15,723 Building $106,142$365,632 Land $47,174 Building $318,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE VILLA
serves 8,829 people · EPA ID IL0970840
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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