531 6th St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 531 6th St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,664 sqft · built 1920
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (May 2019)
Tax Bill$13,034 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-111-90029925

Property Details

APN / Parcel Number

Primary APN06-111-90029925
Alternative APNs
  • 6-111-90029925
  • 11190029925

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,664 sqft Living Area
Gross Area1,763 sqft
1st Floor Area1,142 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.193 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area132 sqft
Deck Area144 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number11190029925
Street Address531 6TH ST
CityANNAPOLIS
StateMD
Zip21403-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2A CHESTER SEVEN
Legal SubdivisionCHESTER SEVEN
Legal Block3
Legal Lot Number2A
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3023
Census Tract706302

Owner

531 6th St is owned and occupied by two individuals who bought it in May 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address531 6TH ST, ANNAPOLIS, MD 21403-3234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2021Deed of Trust, Mortgage · Line of Credit
SEVERN SAVINGS BANK FSB
Jun 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEVERN SAVINGS BANK FSB
May 8, 2019Deed, Transfer · Conventional Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2019 · Amount on File
Deed SaleMay 8, 2019 · Amount on File
Deed Book / Page33118 / 22
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address531 6TH ST, ANNAPOLIS, MD 21403-3234
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 SIXTH ST, ANNAPOLIS, MD 21403-3234

Mortgage

Document Number0369650390
DateJun 12, 2021
Book Page36965/390
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address531 6TH ST, ANNAPOLIS, MD 21403-3234
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0332740290
DateJun 25, 2019
Book Page33274/290
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 8, 2019
Property Address531 6TH ST, ANNAPOLIS, MD 21403-3234
Document Number0331180022
Book / Page33118 / 022
Map ReferenceMB 76 PG 23
Instrument DateApr 22, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address531 SIXTH ST, ANNAPOLIS, MD 21403-3234

Mortgage

Document Number33118027
DateMay 8, 2019
Instrument33118/027
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueMay 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 531 6th St was $13,034 with a homeowner's exemption, up 6.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,134,200 (+9.82%) Land $529,700 Building $604,500$1,134,200 (-) Land $529,700 Building $604,500
2025$13,034.00 (+6.84%) Homeowner's exemption$1,032,767$1,134,200 Land $529,700 Building $604,500
2024$12,200.00 (+7.02%)
2023$11,400.00 Homeowner's exemption$829,900 Land $529,700 Building $300,200$829,900 Land $529,700 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 107 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies198 units insured
incl. 91 condo units
Nearby Flood Claims70 (1985–2026)
Claims Outside the SFHA19 of 70
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 40 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 531 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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