531 4th St SE, Deer River, MN 56636 Property Records

Itasca County property record for 531 4th St SE, Deer River, MN 56636

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,156 sqft · built 1898
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2024)
Tax Bill	$1,114 (2026)
Deeds & Mortgages	Apr 2024 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`89-490-0125`

Property Details

APN / Parcel Number

Primary APN	`89-490-0125`
Alternative APNs	`146745` `72306`

Interior

Bedrooms	2 Beds
Building Area	1,156 sqft Base Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Width	50 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	146745
Street Address	531 4TH ST SE
City	DEER RIVER
State	MN
Zip	56636-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOTS 8-9-BLK 1
Legal Range	25W
Legal Township	145
Legal Section	36
Legal Subdivision	SECOND ADDITION TO ITASCA CITY
Legal Block	1
Legal Lot Number	8-9
Jurisdiction	ITASCA MN
Township / Civil Division	DEER RIVER
Census Block Group	2
Census Block	2054
Census Tract	480302

Owner

531 4th St SE is owned and occupied by two individuals who bought it in March 2024.

Source: Itasca County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 4TH ST SE, DEER RIVER, MN 56636-8623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Deed Document Number	20241633756
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Apr 2, 2024
Property Address	531 4TH ST SE, DEER RIVER, MN 56636-8623
Document Number	A000778888
Instrument Date	Mar 29, 2024
Instrument	A000778888
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	531 4TH ST SE, DEER RIVER, MN 56636-8623

Mortgage

Document Number	A000778889
Date	Apr 2, 2024
Instrument	A000778889

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 531 4th St SE was $1,114 with a homeowner's exemption.

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Deer River City
Unified School District	Deer River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,114.00 Homeowner's exemption
2025		$112,000 Land $3,400 Building $108,600	$112,000 Land $3,400 Building $108,600
2024	$1,282.00
2022		$88,400 Land $3,400 Building $85,000	$88,400 Land $3,400 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 4th St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 4th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Deer River serves 942 people · EPA ID MN1310007
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20