531 3rd St SW, Naples, FL 34117 Property Records

Collier County property record for 531 3rd St SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,834 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Dec 2016)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone AH (high risk)
APN	`328900 77 14C09`

Property Details

APN / Parcel Number

Primary APN	`328900 77 14C09`
Alternative APN	`37165860006`

Interior

Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft
Garage Type	Carport
Garage Area	640 sqft
Carport	Carport
Carport Area	640 sqft
Parking Spaces	2 Parking Spaces
Storage Building	486 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	531 3RD ST SW
City	NAPLES
State	FL
Zip	34117-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 12 S 165 FT OF TR 77
Legal Range	27
Legal Township	49
Legal Section	9
Legal Subdivision	GOLDEN GATE EST UNIT 12
Legal Tract	77
Legal Block	2
Legal Lot Number	1
Legal Unit	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 3RD ST SW, NAPLES, FL 34117-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Nov 9, 2021	Intrafamily Transfer, Transfer
Sep 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	20165351685
Deed Book / Page	5349 / 633
Last Transfer Date	Nov 9, 2021
Transfer Doc	0060392504
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	531 3RD ST SW, NAPLES, FL 34117-2100
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 3RD ST SW, NAPLES, FL 34117-2100

Mortgage

Document Number	0062703062
Date	Jul 21, 2023
Book Page	6270/3062
Instrument	6431561

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	531 3RD ST SW, NAPLES, FL 34117-2100
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MARKET ST 31036, 31036, SAN FRANCISCO, CA 94104-5401

Mortgage

Document Number	0060881971
Date	Feb 23, 2022
Book Page	6088/1971
Instrument	6209722

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	531 3RD ST SW, NAPLES, FL 34117-2100
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056240213
Date	Apr 30, 2019
Book Page	5624/0213
Instrument	5705367

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 9, 2021
Property Address	531 3RD ST SW, NAPLES, FL 34117-2100
Document Number	0060392504
Book / Page	6039 / 2504
Instrument Date	Nov 9, 2021
Instrument	6156757
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 3RD ST SW, NAPLES, FL 34117-2100

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 23, 2020
Property Address	531 3RD ST SW, NAPLES, FL 34117-2100
Document Number	0058200291
Book / Page	005820 / 000291
Instrument Date	Sep 11, 2020
Instrument	5927663
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 3RD ST SW NAPLES FL 341172100, NAPLES, FL 34117-2100

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 2, 2020
Property Address	531 3RD ST SW, NAPLES, FL 34117-2100
Document Number	0058100982
Book / Page	005810 / 000982
Instrument Date	Aug 27, 2020
Instrument	5917080
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 3RD ST SW NAPLES FL 341172100, NAPLES, FL 34117-2100

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,464 (+2.7%)	$425,534 (+26.02%) Land $205,013 Building $220,521
2025	$3,227.00 (+7.03%) Homeowner's exemption Widower's exemption	$327,618 (+5.99%)	$337,676 (-12.67%) Land $133,125 Building $204,551
2024	$3,015.00 (+1.31%)
2023	$2,976.00 (-3.31%) Homeowner's exemption Widower's exemption	$309,112 (+3%)	$386,685 (-1.75%) Land $172,500 Building $214,185
2022	$3,078.00 Homeowner's exemption Widower's exemption	$300,109	$393,579 Land $191,625 Building $201,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	8 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet, T-Mobile.

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