531 3rd St SW, Hickory, NC 28602 Property Records

Catawba County property record for 531 3rd St SW, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1988
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (May 2020)
Tax Bill	$510 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`3702-10-47-8121`

Property Details

APN / Parcel Number

Primary APN	`3702-10-47-8121`
Alternative APN	`0024967`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Patio Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	531 3RD ST SW
City	HICKORY
State	NC
Zip	28602-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOTS 1-4 PL 2-46
Legal Subdivision	L L RAMSEUR
Legal Lot Number	1-4
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1013
Census Tract	10900

Owner

531 3rd St SW is owned and occupied by an individual who bought it in May 2020.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	531 3RD ST SW, HICKORY, NC 28602-3350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 28, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Dec 7, 2010 · Amount on File
Deed Document Number	20209339
Deed Book / Page	3572 / 1445
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 18, 2020
Property Address	531 3RD ST SW, HICKORY, NC 28602-3350
Document Number	0035721445
Book / Page	3572 / 1445
Map Reference	MB 2 PG 46
Instrument Date	May 13, 2020
Instrument	9339
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9475, HICKORY, NC 28603-9475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 3RD ST SW, HICKORY, NC 28602-3350

Mortgage

Document Number	9340
Date	May 18, 2020
Instrument	9340

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	CATAWBA NC
Recording Date	Jan 28, 2020
Property Address	531 3RD ST SW, HICKORY, NC 28602-3350
Document Number	0035511061
Book / Page	003551 / 001061
Instrument Date	Jan 7, 2020
Instrument	1658
Transaction Type	Foreclosure
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	772 4TH ST SW HICKORY NC 286023401, HICKORY, NC 28602-3401

Tax Assessment & Valuation

The 2025 property tax bill for 531 3rd St SW was $510.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,000 Land $6,400 Building $121,600
2025	$510.00
2023	$1,092.00	$128,000 Land $6,400 Building $121,600	$128,000 Land $6,400 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 3rd St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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