5309 Shore Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 5309 Shore Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,316 sqft · built 1992
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Aug 2019)
Tax Bill$2,238 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN237790-0000

Property Details

APN / Parcel Number

Primary APN237790-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,796 sqft
1st Floor Area1,316 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,840 sqft (0.18 acres)
Lot Width80 ft Width
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area84 sqft
Deck Area320 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5309 SHORE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-6477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-49 ST AUG SOUTH UT 14 LOTS 3977 & 3978 OR4776/820
Legal Range30E
Legal Township08S
Legal Section38
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 14
Legal Block14
Legal Lot Number3977
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3005
Census Tract21302

Owner

Source: St. Johns County records · APN 237790-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5309 SHORE DR, SAINT AUGUSTINE, FL 32086-6477
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Aug 12, 2019Warranty Deed, Transfer · ARM
RENASANT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Prior SaleAug 16, 2010 · Amount on Record
Deed Document Number201959013
Deed Book / Page4776 / 820
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5309 SHORE DR, SAINT AUGUSTINE, FL 32086-6477
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 SHORE DR, ST AUGUSTINE, FL 32086-6477

Mortgage

Document Number0054370938
DateDec 06, 2021
Book Page5437/938
Instrument2021131670
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 12, 2019
Property Address5309 SHORE DR, SAINT AUGUSTINE, FL 32086-6477
Document Number0047760820
Book / Page4776 / 0820
Map ReferenceMB 8 PG 43-49
Instrument DateAug 12, 2019
Instrument2019059013
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9332 DOVER RDG, 9332, SAN ANTONIO, TX 78250-3559

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 SHORE DR, SAINT AUGUSTINE, FL 32086-6477

Mortgage

Document Number0004776822
DateAug 12, 2019
Instrument4776/822
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change9.87%
Index1-Year LIBOR
Max Rate9.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$183,764 (+2.7%)$270,470 (+0.56%) Land $104,880 Building $165,590
2025$2,238.00 (+14.42%) Homeowner's exemption$178,933 (+2.9%)$268,961 (+1.27%) Land $107,040 Building $161,921
2024$1,956.00 (+2.25%) Homeowner's exemption$173,890 (+3%)$265,598 (-1.51%) Land $107,040 Building $158,558
2023$1,913.00 (+3.63%) Homeowner's exemption$168,825 (+3%)$269,674 (+7.71%) Land $107,040 Building $162,634
2022$1,846.00 Homeowner's exemption$163,908$250,362 Land $71,680 Building $178,682

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Shore Dr

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