5309 Pavia Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5309 Pavia Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,307 sqft · built 2020
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$376,900 (Sep 2020)
Tax Bill$3,931 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN162531501500010990

Property Details

APN / Parcel Number

Primary APN162531501500010990

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,307 sqft Heated Area
Gross Area3,086 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area600 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5309 PAVIA DR
CitySAINT CLOUD
StateFL
Zip34771-8057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVES PH 2 PB 28 PGS 14-19 LOT 99
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase2
Legal Tract5015
Legal Lot Number99
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501500010990

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5309 PAVIA DR, SAINT CLOUD, FL 34771-8057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
M&I FIN'L
May 07, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jan 28, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Deed Document Number0005802541
Deed Book / Page5802 / 541
Record UpdatedJun 08, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 29, 2020
Property Address5309 PAVIA DR, SAINT CLOUD, FL 34771-8057
Document Number0058020541
Book / Page005802 / 000541
Instrument DateSep 29, 2020
Instrument130280
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,638.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 PAVIA DR WINTER GARDEN FL 34777, WINTER GARDEN, FL 34777

Mortgage

Document Number58020543
DateSep 29, 2020
Book Page005802/000543
Instrument130281
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 28, 2035

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2020
Property Address5309 PAVIA DR, SAINT CLOUD, FL 34771-8057
Document Number0057190525
Book / Page005719 / 000525
Instrument DateMay 04, 2020
Instrument61346
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
InvestorPossibly a Property Investor

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2020
Property Address5309 PAVIA DR, SAINT CLOUD, FL 34771-8057
Document Number0056642384
Book / Page005664 / 002384
Instrument DateJan 27, 2020
Instrument13463
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,992.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,931.00 (+7.4%) Homeowner's exemption$273,158 (+5.99%)$423,300 (-2.71%) Land $88,000 Building $335,300
2023$3,660.00 (+6.8%) Homeowner's exemption$257,729 (+5.58%)$435,100 (+20.86%) Land $88,000 Building $347,100
2022$3,427.00 Homeowner's exemption$244,106$360,000 Land $60,500 Building $299,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 318 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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