5309 Moray Ct, Waldorf, MD 20603 Property Records

Charles County property record for 5309 Moray Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,224 sqft · built 1993
Lot Size0.209 acres (9,124 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Aug 2018)
Tax Bill$5,155 (2023)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-213936

Property Details

APN / Parcel Number

Primary APN06-213936
Alternative APNs
  • 6213936
  • 213936

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,224 sqft Total Area
1st Floor Area1,288 sqft
Basement Area860 sqft
Finished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,124 sqft (0.209 acres)
Garage TypeMixed
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area366 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number213936
Old Parcel Number6213936
Street Address5309 MORAY CT
CityWALDORF
StateMD
Zip20603-4252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 27 PAR G DORCHESTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionCHARLES SUB
Legal Lot Number27
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1000
Census Tract851501

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5309 MORAY CT, WALDORF, MD 20603-4252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Prior SaleApr 6, 1999 · Amount on Record
Deed Document Number0010365121
Deed Book / Page10365 / 121
Record UpdatedJun 7, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateAug 16, 2018
Property Address5309 MORAY CT, WALDORF, MD 20603-4252
Document Number0103650121
Book / Page10365 / 121
Map ReferenceLB DGB 42 FO166
Instrument DateAug 13, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 MORAY CT, WALDORF, MD 20603-4252

Mortgage

Document Number0010365127
DateAug 16, 2018
Instrument10365/127
Lender
NameCEDAR POINT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,155.00 Homeowner's exemption$366,633$383,100 Land $125,200 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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