5309 Cocoa Ct, Cape Coral, FL 33904 Property Records

Lee County property record for 5309 Cocoa Ct, Cape Coral, FL 33904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1964
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jan 2026)
Tax Bill$5,456 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jan 2026 Transfer
+ 4 more
Flood ZoneZone AE (high risk)
APN13-45-23-C4-00150.0510

Property Details

APN / Parcel Number

Primary APN13-45-23-C4-00150.0510
Alternative APNs
  • 231345C4001500510
  • 10111728

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,658 sqft Living Area
Gross Area3,114 sqft
1st Floor Area1,658 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area457 sqft
PorchScreened/Unfinished Porch
Porch Area227 sqft
Patio Area457 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10111728
Street Address5309 COCOA CT
CityCAPE CORAL
StateFL
Zip33904-5860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-W
Legal DescriptionCAPE CORAL UNIT 4 PT 2 BLK 150 PB 12 PG 18 LOTS 51 + 52
Legal Range23E
Legal Township45S
Legal Section13
Legal SubdivisionCAPE CORAL
Legal TractC4
Legal Block150
Legal Lot Number51,52
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionCAPE CORAL
Census Block Group1
Census Block1003
Census Tract10803

Owner

5309 Cocoa Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 6, 2026Correction Deed
CAPE CORAL TITLE
Nov 19, 2021Intrafamily Transfer, Transfer
Apr 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
CAPITAL BANK
Nov 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 5, 2017Warranty Deed, Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026 · Amount on File
Deed SaleJan 6, 2026 · Amount on File
Prior SaleJan 5, 2017 · Amount on File
Deed Document Number20262576
Prior Transfer DateDec 31, 2025
Prior Transfer Doc0000002576
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 6, 2026
Property Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
Document Number0000002576
Map ReferenceMB 12 PG 13-22
Instrument DateDec 31, 2025
Instrument2026000002576
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyCAPE CORAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

Mortgage

Document Number0000002577
DateJan 6, 2026
Instrument2026000002577
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

January 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionLEE FL
Recording DateJan 6, 2026
Property Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
Document Number0000002575
Map ReferenceMB 12 PG 13-22
Instrument DateDec 31, 2025
Instrument2026000002575
Record UpdatedJan 19, 2026
Title CompanyCAPE CORAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 19, 2021
Property Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
Document Number0000381826
Map ReferenceMB 12 PG 18
Instrument DateNov 5, 2021
Instrument2021000381826
Transaction TypeTransfer
Record UpdatedDec 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087831
DateApr 13, 2018
Instrument2018000087831
Lender
NameCAPITAL BANK
TypeBank
AddressNAPLES, FL 34109
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 13, 2020
Property Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
Document Number0000279266
Map ReferenceMB 12 PG 13-22
Instrument DateNov 4, 2020
Instrument2020000279266
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

Mortgage

Document Number0000279267
DateNov 13, 2020
Instrument2020000279267
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 5, 2017
Property Address5309 COCOA CT, CAPE CORAL, FL 33904-5860
Document Number0000003653
Map ReferenceMB12 PG13-22
Instrument DateJan 3, 2017
Instrument2017000003653
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyBEST TITLE SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17040 PLEASURE RD, 17040, CAPE CORAL, FL 33909-3000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address5309 COCOA CT, CAPE CORAL, FL 33904-5860

Mortgage

Document Number0000003654
DateJan 5, 2017
Instrument2017000003654
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5309 Cocoa Ct was $5,456.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityCape Coral City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$477,693 (+45.64%) Land $398,343 Building $79,350$477,693 (-17.52%) Land $398,343 Building $79,350
2025$5,456.00 Homeowner's exemption$328,005$579,196 Land $427,514 Building $151,682
2023$5,020.00 (+5.31%) Homeowner's exemption$309,477 (+3%)$549,971 (+1.11%) Land $549,961 Building $10
2022$4,767.00 Homeowner's exemption$300,463$543,922 Land $310,080 Building $233,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5309 Cocoa Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 332 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies332 in force
Nearby Flood Claims281 (1979–2024)
Claims Outside the SFHA1 of 281
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 130 claims
  • Hurricane Ian, Sep 2022 · 115 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5309 Cocoa Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAPE CORAL
serves 172,693 people · EPA ID FL5360325
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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