5309 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 5309 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 2006
Lot Size	9.44 acres (411,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Dec 2023 Transfer May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-180-010A`

Property Details

APN / Parcel Number

Primary APN	`04-180-010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	411,250 sqft (9.44 acres)
Garage Type	Attached
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5309 AUSTIN RD
City	MONROE
State	NC
Zip	28112-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	OPCJ546 PLUS OPCR221; 8833-0065
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1011
Census Tract	20902

Owner

5309 Austin Rd, a single family home, is owned by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5303 AUSTIN RD, MONROE, NC 28112-7949
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Intrafamily Transfer, Transfer
May 2, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Dec 28, 2023
Property Address	5309 AUSTIN RD, MONROE, NC 28112-7949
Document Number	0000883365
Book / Page	8833 / 65
Map Reference	CAB R FILE 221
Instrument Date	Dec 28, 2023
Instrument	30753
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5303 AUSTIN RD, MONROE, NC 28112-7949

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5309 AUSTIN RD, MONROE, NC 28112-7949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6923836
Date	May 2, 2017
Book Page	6923/836
Instrument	0012010

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WAXHAW, NC 28173

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5309 AUSTIN RD, MONROE, NC 28112-7949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7438887
Date	Aug 14, 2019
Book Page	7438/887
Instrument	0023836

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 5309 Austin Rd was $2,711.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,400 (-) Land $165,200 Building $423,200	$588,400 (-) Land $165,200 Building $423,200
2025	$2,711.00	$588,400 Land $165,200 Building $423,200	$588,400 Land $165,200 Building $423,200
2023	$2,169.00	$349,400 Land $34,100 Building $315,300	$349,400 Land $34,100 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5309 Austin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5309 Austin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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