5309 45th St, McAllen, TX 78504 Property Records

Hidalgo County property record for 5309 45th St, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2012
Lot Size	0.178 acres (7,752 sqft)
Owner	Trust Name on File
Last Sale	$227,300 (Feb 2020)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2020 Mortgage
APN	`S246100000004900`

Property Details

APN / Parcel Number

Primary APN	`S246100000004900`
Alternative APNs	`R708561` `708561`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,880 sqft
Utility Area	25 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,752 sqft (0.178 acres)
Lot Dimensions	114 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	72 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5309 45TH ST
City	MCALLEN
State	TX
Zip	78504-4872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SENDERO RANCH ESTATES LOT 49
Legal Subdivision	SENDERO RANCH ESTATES
Legal Block	2
Legal Lot Number	49
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2011
Census Tract	20727

Owner

5309 45th St is owner-occupied and held in a trust since June 2023.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	5309 45TH ST, MCALLEN, TX 78504-4872
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Intrafamily Transfer, Transfer
Feb 11, 2020	Vendor's Lien, Transfer · Conventional Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	20203088249
Last Transfer Date	Jun 16, 2023
Transfer Doc	0003457752
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIDALGO TX
Recording Date	Jun 20, 2023
Property Address	5309 45TH ST, MCALLEN, TX 78504-4872
Document Number	0003457752
Map Reference	VOL 50 PG 121
Instrument Date	Jun 16, 2023
Instrument	3457752
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5309 45TH ST, MCALLEN, TX 78504-4872

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Feb 11, 2020
Property Address	5309 45TH ST, MCALLEN, TX 78504-4872
Document Number	0003088249
Map Reference	VOL 50 PG 121
Instrument Date	Feb 7, 2020
Instrument	3088249
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	SAN JACINTO TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5309 45TH ST, 5309, MCALLEN, TX 78504-4872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4504 S PROFESSIONAL DR APT 11204, 11204, EDINBURG, TX 78539-0065

Mortgage

Document Number	0003088250
Date	Feb 11, 2020
Instrument	3088250

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5309 45th St was $4,378 with a homeowner's exemption, down 10.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Sharyland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,797 (-0.98%) Land $55,814 Building $189,983	$245,797 (-0.98%) Land $55,814 Building $189,983
2025	$4,378.00 (-10.67%) Homeowner's exemption	$248,221 Land $55,814 Building $192,407	$248,221 Land $55,814 Building $192,407
2024	$4,901.00 (-1.15%)
2023	$4,958.00 (+21.85%) Homeowner's exemption	$256,297 (+8.71%) Land $55,814 Building $200,483	$256,297 (+8.71%) Land $55,814 Building $200,483
2022	$4,069.00 (-17.08%)	$235,767 Land $55,814 Building $179,953	$235,767 Land $55,814 Building $179,953
2021	$4,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5309 45th St; 12 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5309 45th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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