San Diego County property record for 5308 Village Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,109 sqft · built 2005 |
| Lot Size | 0.19 acres (8,280 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,180,000 (Oct 2022) |
| Tax Bill | $12,943 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-523-27-00 |
| Primary APN | 122-523-27-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,109 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,280 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5308 VILLAGE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-MP-1 |
| Legal Description | LOT 27 TR 014866 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014866 |
| Legal Block | 4 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 18619 |
Source: San Diego County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Mar 10, 2023 | Intrafamily Transfer, Transfer |
| Oct 18, 2022 | Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Aug 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on Record |
| Deed Sale | Oct 18, 2022 · Amount on Record |
| Prior Sale | Jul 26, 2011 · Amount on Record |
| Deed Document Number | 2022403168 |
| Last Transfer Date | Jan 24, 2023 |
| Transfer Doc | 0000062542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 26, 2026 |
| Property Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000249903 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026249903 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TOP PRIORITY TITLE, PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000249903, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026249903 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 24, 2026 |
| Property Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000180742 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026180742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000180742, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026180742 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 10, 2023 |
| Property Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000062542 |
| Map Reference | DOC 2004-0824100 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023-0062542 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 18, 2022 |
| Property Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000403168 |
| Map Reference | DOC 2004-0824100 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-0403168 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Document Number | 0000403169 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-0403169 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 12.5% |
| Index | Other |
| Margin | 4 |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5308 VILLAGE DR, OCEANSIDE, CA 92057-1935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000319259 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018-0319259 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | LA MESA, CA 91942 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,252,225 (+2%) Land $817,130 Building $435,095 | |
| 2025 | $12,943.00 (+4.41%) | $1,227,672 (+4.04%) Land $801,108 Building $426,564 |
| 2023 | $12,396.00 (+97.83%) | $1,180,000 Land $770,000 Building $410,000 |
| 2022 | $6,266.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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