5308 Nectar Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5308 Nectar Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,146 sqft · built 2005
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Dec 2011)
Tax Bill	$5,769 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`132-1670-091-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1670-091-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,680 sqft
2nd Floor Area	1,466 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,300 sqft (0.145 acres)
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5308 NECTAR CIR
City	ELK GROVE
State	CA
Zip	95757-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GILLIAM MEADOWS UNIT 2D, LOT 21
Legal Subdivision	GILLIAM MEADOWS UNIT 2D
Legal Lot Number	21
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	9647

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 20, 2024	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 17, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2011 · Amount on Record
Deed Sale	Dec 2, 2011 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Book / Page	20111202 / 875
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000000557
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334

Mortgage

Document Number	0000001532
Date	Oct 25, 2021
Instrument	2021102501532

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334

Mortgage

Document Number	0000000265
Date	Sep 20, 2024
Instrument	202409200265

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334

Mortgage

Document Number	2021102501532
Date	Oct 25, 2021
Instrument	2021102501532

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Document Number	2008041217
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5308 NECTAR CIR ELK GROVE CA 957574334, ELK GROVE, CA 95757-4334

Mortgage

Document Number	2008041217
Date	Aug 4, 2020
Instrument	2008041217

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Document Number	1910030371
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5308 NECTAR CIR ELK GROVE CA 957574334, ELK GROVE, CA 95757-4334

Mortgage

Document Number	1910030371
Date	Oct 3, 2019
Instrument	1910030371

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Document Number	1909040635
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5671 LOS PUEBLOS WAY SACRAMENTO CA 958352427, SACRAMENTO, CA 95835-2427

Mortgage

Document Number	1909040635
Date	Sep 4, 2019
Instrument	1909040635

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5308 NECTAR CIR, ELK GROVE, CA 95757-4334
Document Number	1709271281
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5308 NECTAR CIR ELK GROVE CA 957574334, ELK GROVE, CA 95757-4334

Mortgage

Document Number	1709271281
Date	Sep 27, 2017
Instrument	1709271281

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,465 (+2%) Land $102,487 Building $245,978
2025	$5,769.00 (+1.09%)	$341,633 (+4.04%) Land $100,478 Building $241,155
2024	$5,707.00 (+2.28%)
2023	$5,580.00 (+1.55%)	$328,369 Land $96,577 Building $231,792
2022	$5,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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