5308 Joseph Cir, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 5308 Joseph Cir, Johnsburg, IL 60051

Property Summary

Property TypeSingle Family Home
Details6 ba · 2,496 sqft · built 2003
Lot Size0.933 acres (40,670 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Jul 2017)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-05-353-028

Property Details

APN / Parcel Number

Primary APN10-05-353-028

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,496 sqft Living Area
Gross Area4,992 sqft
1st Floor Area2,496 sqft
Basement Area2,496 sqft
Finished Basement2,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area40,670 sqft
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area90 sqft
Deck Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5308 JOSEPH CIR
CityJOHNSBURG
StateIL
Zip60051-8423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0028233 LT 35 COTTON ESTATES SUB
Legal Range09E
Legal Township45N
Legal Section05
Legal SubdivisionCOTTON ESTATES
Legal Block353
Legal Lot Number35
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2008
Census Tract870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5308 JOSEPH CIR, JOHNSBURG, IL 60051-8423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2017 · Amount on Record
Deed SaleJul 31, 2017 · Amount on Record
Prior SaleJul 31, 2014
Deed Document Number2017R0028233
Record UpdatedJun 7, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 31, 2017
Property Address5308 JOSEPH CIR, JOHNSBURG, IL 60051-8423
Document Number0000028233
Instrument DateJul 21, 2017
Instrument28233
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$532.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5308 JOSEPH CIR JOHNSBURG IL 600518423, JOHNSBURG, IL 60051-8423

Mortgage

Document Number28234
DateJul 31, 2017
Instrument28234
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2047
Interest
Rate3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$132,240 Land $23,096 Building $109,144$396,720 Land $69,288 Building $327,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims41 (1979–2026)
Claims Outside the SFHA2 of 41
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Jun 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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