Cabarrus County property record for 5307 Hackberry Ln SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,051 sqft · built 2012 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (May 2025) |
| Tax Bill | $4,118 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02040J0048.000000 |
| Primary APN | 02040J0048.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,051 sqft Living Area |
| Gross Area | 5,043 sqft |
| 1st Floor Area | 2,356 sqft |
| Upper Floors Area | 1,695 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 160 ft deep x 81 ft wide |
| Garage Type | Mixed |
| Garage Area | 447 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 177990 |
|---|---|
| Street Address | 5307 HACKBERRY LN SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LT 48 HACKBERRY PLACE |
| Legal Subdivision | HACKBERRY PLACE |
| Legal Lot Number | 48 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 42603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2017 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2012 · Amount on Record |
| Deed Document Number | 202510297 |
| Deed Book / Page | 17432 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 0017960134 |
| Book / Page | 17960 / 134 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20269735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 0000009735, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17960/134 |
| Instrument | 20269735 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 0001682398 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 16823/98 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 1561975 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 15619/75 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5307 HACKBERRY LN SW, CONCORD, NC 28027-3926 |
| Document Number | 12839289 |
| Book / Page | 012839 / 000289 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5307 HACKBERRY LN SW CONCORD NC 280273926, CONCORD, NC 28027-3926 |
| Document Number | 12839289 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 012839/000289 |
| Instrument | 709 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,050 (+2.03%) Land $120,000 Building $514,050 | ||
| 2025 | $621,420 (+84.09%) Land $120,000 Building $501,420 | ||
| 2024 | $634,050 (+87.83%) Land $120,000 Building $514,050 | ||
| 2023 | $4,118.00 | $337,560 Land $55,000 Building $282,560 | $337,560 Land $55,000 Building $282,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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