53063 Cedar Lake Ct, Granger, IN 46530 Property Records

St. Joseph County property record for 53063 Cedar Lake Ct, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,933 sqft · built 1999
Lot Size	0.541 acres (23,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Jun 2005)
Tax Bill	$6,411 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-05-28-203-001.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-28-203-001.000-011`
Alternative APN	`0061022029320`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,933 sqft Living Area
Gross Area	5,121 sqft
1st Floor Area	4,425 sqft
Basement Area	1,492 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	23,560 sqft (0.541 acres)
Lot Dimensions	190 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	1,395 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	53063 CEDAR LAKE CT
City	GRANGER
State	IN
Zip	46530-5847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST POINTE ESTATES SEC ONE LOT 56
Legal Subdivision	EAST POINTE ESTATES
Legal Lot Number	56
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2015
Census Tract	11405

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53063 CEDAR LAKE CT, GRANGER, IN 46530-5847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2005 · Amount on Record
Deed Sale	Jun 6, 2005 · Amount on Record
Deed Document Number	200524238
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	53063 CEDAR LAKE CT, GRANGER, IN 46530-5847
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002226640
Date	Sep 13, 2022
Instrument	2226640

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 5, 2062

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,411.00 (+68.05%)	$520,400 (+27.77%) Land $94,900 Building $425,500	$520,400 (+27.77%) Land $94,900 Building $425,500
2024	$3,815.00 (-47.31%)
2023	$7,241.00 (-0.25%)	$407,300 (-) Land $95,000 Building $312,300	$407,300 (-) Land $95,000 Building $312,300
2022	$7,259.00	$407,300 Land $95,000 Building $312,300	$407,300 Land $95,000 Building $312,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250