5306 W Orchard Dr, McHenry, IL 60050 Property Records

McHenry County property record for 5306 W Orchard Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 976 sqft · built 2008
Lot Size	0.186 acres (8,113 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-276-031`

Property Details

APN / Parcel Number

Primary APN	`09-21-276-031`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	976 sqft Living Area
Gross Area	1,312 sqft
1st Floor Area	976 sqft

Exterior

Year Built	Built 2008
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,113 sqft
Garage Area	336 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5306 W ORCHARD DR
City	MCHENRY
State	IL
Zip	60050-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0040393 LT 27 & E1/2 LT 28 BLK 9 KNOLLWOOD ADDN TO MCCULLOM LAKE ESTATES MEMO: RAMIREZ, HECTOR HERNANDEZ/ YGNACIA,
Legal Subdivision	KNOLLWOOD ADDN TO MCCULLOM LAKE ESTATES
Legal Block	9
Legal Lot Number	27-28
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1047
Census Tract	870603

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2023R0005969
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 20, 2023
Property Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339
Document Number	0000005969
Map Reference	DOC 92374 MB 8 PG 10
Instrument Date	Mar 17, 2023
Instrument	2023R0005969
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339

Mortgage

Document Number	0000005970
Date	Mar 20, 2023
Instrument	2023R0005970

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046999
Date	Nov 4, 2020
Instrument	2020R0046999

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 29, 2018
Property Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339
Document Number	0000040393
Map Reference	MB8 PG10
Instrument Date	Nov 15, 2018
Instrument	2018R0040393
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5306 W ORCHARD DR, MCHENRY, IL 60050-2339

Mortgage

Document Number	0000040394
Date	Nov 29, 2018
Instrument	2018R0040394

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McCullom Lake Village
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$56,225 Land $4,482 Building $51,743	$168,675 Land $13,446 Building $155,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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