Chesterfield County property record for 5306 Terrace Arbor Cir, Midlothian, VA 23112
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,330 sqft · built 2006 |
| Lot Size | 24.9 acres (1,085,515 sqft) |
| Owner | Trust Name on File |
| Last Sale | $329,900 (Oct 2019) |
| Tax Bill | $3,508 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 735-67-51-49-000-102 |
| Primary APN | 735-67-51-49-000-102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,330 sqft Finished Area |
| 1st Floor Area | 986 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 1,085,515 sqft (24.9 acres) |
| Lot Width | 24,920 ft Width |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 469395000 |
|---|---|
| Street Address | 5306 TERRACE ARBOR CIR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-6262 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | O2 - CORP |
| Legal Description | THE TERRACES PHASE 7 UNIT 102 |
| Legal Subdivision | TERRACES AT SWIFT CREEK |
| Legal Phase | 7 |
| Legal Lot Number | 102 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 101012 |
5306 Terrace Arbor Cir, a condominium, is owner-occupied and held in a trust since November 2023.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5306 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK |
| Nov 16, 2023 | Intrafamily Transfer, Transfer |
| Oct 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage NFM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on File |
| Deed Sale | Oct 7, 2019 · Amount on File |
| Prior Sale | Jun 27, 2011 · Amount on File |
| Deed Document Number | 201940112 |
| Deed Book / Page | 12476 / 778 |
| Last Transfer Date | Nov 14, 2023 |
| Transfer Doc | 014419-163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 5306 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6262 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 013225-534 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 13225/534 |
| Instrument | 2021007657 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Nov 16, 2023 |
| Property Address | 5306 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6262 |
| Document Number | 014419-163 |
| Book / Page | 14419 / 163 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023034616 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5306 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6262 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 7, 2019 |
| Property Address | 5306 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6262 |
| Document Number | 12476778 |
| Book / Page | 012476 / 000778 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 40112 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5306 TERRACE ARBOR CIR MIDLOTHIAN VA 231126262, MIDLOTHIAN, VA 23112-6262 |
| Document Number | 12476782 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 012476/000782 |
| Instrument | 40113 |
| Name | NFM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 5306 Terrace Arbor Cir was $3,508, up 1.9% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,508.00 (+1.92%) | $393,400 (+1.92%) Land $71,000 Building $322,400 | $393,400 (+1.92%) Land $71,000 Building $322,400 |
| 2025 | $3,442.00 | $386,000 Land $68,000 Building $318,000 | $386,000 Land $68,000 Building $318,000 |
| 2023 | $3,404.00 | $373,300 Land $65,000 Building $308,300 | $373,300 Land $65,000 Building $308,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5306 Terrace Arbor Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5306 Terrace Arbor Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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