5306 Old Course Dr, Cramerton, NC 28032 Property Records

Gaston County property record for 5306 Old Course Dr, Cramerton, NC 28032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,643 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Dec 2006)
Tax Bill	$5,478 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`205332`

Property Details

APN / Parcel Number

Primary APN	`205332`
Alternative APN	`1491711`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,643 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5306 OLD COURSE DR
City	CRAMERTON
State	NC
Zip	28032-1684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD COURSE L 27 16 005 147 01 000
Legal Subdivision	OLD COURSE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3009
Census Tract	32508

Owner

5306 Old Course Dr is owned and occupied by an individual who bought it in December 2006.

Source: Gaston County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5306 OLD COURSE DR, CRAMERTON, NC 28032-1684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Aug 14, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Aug 15, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2006 · Amount on File
Deed Sale	Dec 1, 2006 · Amount on File
Deed Book / Page	4276 / 1302
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5306 OLD COURSE DR, CRAMERTON, NC 28032-1684
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053370168
Date	May 17, 2022
Book Page	5337/168

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5306 OLD COURSE DR, CRAMERTON, NC 28032-1684
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 OLD COURSE DR, CRAMERTON, NC 28032-1684

Mortgage

Document Number	0052250001
Date	May 5, 2021
Book Page	5225/1

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5306 OLD COURSE DR, CRAMERTON, NC 28032-1684
Document Number	0050610664
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 OLD COURSE DR CRAMERTON NC 280321684, CRAMERTON, NC 28032-1684

Mortgage

Document Number	0050610664
Date	Aug 19, 2019
Book Page	005061/000664

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5306 OLD COURSE DR, CRAMERTON, NC 28032-1684
Document Number	0049950983
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 OLD COURSE DR CRAMERTON NC 280321684, CRAMERTON, NC 28032-1684

Mortgage

Document Number	0049950983
Date	Aug 21, 2018
Book Page	004995/000983

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5306 Old Course Dr was $5,478.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,478.00	$532,390 Land $32,000 Building $500,390
2023	$5,616.00	$532,390 Land $32,000 Building $500,390
2021			$329,740 Land $29,000 Building $300,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5306 Old Course Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5306 Old Course Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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