5305 Spring Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 5305 Spring Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1977
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2025)
Tax Bill	$1,351 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-005625`

Property Details

APN / Parcel Number

Primary APN	`14-005625`
Alternative APN	`005625`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005625
Street Address	5305 SPRING DR
City	CAMBRIDGE
State	MD
Zip	21613-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	LOT 34 & 1/2 OF 35 E/S SPRING DR LOVE JOY
Legal Subdivision	LOVEJOY FARM
Legal Lot Number	34
Jurisdiction	DORCHESTER MD
Township / Civil Division	14, LINKWOOD
Census Block Group	1
Census Block	1007
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5305 SPRING DR, CAMBRIDGE, MD 21613-3460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA
Jan 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Oct 24, 2012 · Amount on Record
Deed Book / Page	1964 / 348
Prior Transfer Date	Sep 12, 2025
Prior Transfer Doc	0019640348
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 15, 2025
Property Address	5305 SPRING DR, CAMBRIDGE, MD 21613-3460
Document Number	0019640348
Book / Page	1964 / 348
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5305 SPRING DR, CAMBRIDGE, MD 21613-3460

Mortgage

Document Number	0001964353
Date	Sep 15, 2025
Instrument	1964/353

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Jan 7, 2022
Property Address	5305 SPRING DR, CAMBRIDGE, MD 21613-3460
Document Number	0017110171
Book / Page	1711 / 171
Map Reference	LB 1 FO 190
Instrument Date	Dec 28, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5305 SPRING DR, CAMBRIDGE, MD 21613-3460

Mortgage

Document Number	0001711176
Date	Jan 7, 2022
Instrument	1711/176

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,351.00 (+4.65%)	$113,100 (+4.92%)	$118,400 (-) Land $42,100 Building $76,300
2025	$1,291.00 (+7.67%)	$107,800 (+5.2%)	$118,400 (+15.51%) Land $42,100 Building $76,300
2023	$1,199.00	$102,467	$102,500 Land $42,100 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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