5305 S 22nd St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 5305 S 22nd St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,369 sqft · built 1912
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2018 Mortgage
APN	`06-8.0-33-001-002-003.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-33-001-002-003.000`

Interior

Building Area	1,369 sqft Base Area
1st Floor Area	1,369 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	183 ft deep x 123 ft wide

Location & Zoning

Street Address	5305 S 22ND ST
City	SAINT JOSEPH
State	MO
Zip	64503-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SPRING GARDEN LOT:8 BLK:1LGL DESC:N 213.7' OF W 183' OF L8 EX S 90'
Legal Subdivision	SPRING GARDEN
Legal Block	1
Legal Lot Number	8
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1052
Census Tract	2200

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5305 S 22ND ST, SAINT JOSEPH, MO 64503-2246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 9, 2025
Deed Sale	Jun 9, 2025
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Document Number	20254351
Deed Book / Page	3808 / 332
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	5305 S 22ND ST, SAINT JOSEPH, MO 64503-2246
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 TOMAHAWK RD, MISSION HILLS, KS 66208-1863

Mortgage

Document Number	003792/190
Date	Nov 3, 2023
Book Page	3792/190
Instrument	2023008752

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	5305 S 22ND ST, SAINT JOSEPH, MO 64503-2246
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3712/258
Date	Oct 24, 2018
Book Page	3712/258
Instrument	2018010035

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,239.00	$59,620 (+7.1%) Land $2,870 Building $56,750	$313,810 (+7.1%) Land $15,100 Building $298,710
2024	$4,239.00 (+17%)
2023	$3,623.00 (-0.69%)	$55,670 (-) Land $2,870 Building $52,800	$293,010 (-) Land $15,100 Building $277,910
2022	$3,648.00	$55,670 Land $2,870 Building $52,800
2021			$293,010 Land $15,100 Building $277,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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