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5305 S 16th Ter, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 5305 S 16th Ter, Saint Joseph, MO 64504 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,052 sqft · built 1977
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$179,144 (Dec 2024)
Tax Bill$1,267 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Feb 2023 Line of Credit
+ 3 more
APN06-8.0-33-002-001-014.000

Property Details

APN / Parcel Number

Primary APN06-8.0-33-002-001-014.000

Interior

Building Area1,052 sqft Base Area
1st Floor Area1,052 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions127 ft deep x 70.8 ft wide

Location & Zoning

Street Address5305 S 16TH TER
CitySAINT JOSEPH
StateMO
Zip64504-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:SPRING GARDEN HILLS EXTENSION LOT:18 BLK:LGL DESC:
Legal SubdivisionSPRING GARDEN HILLS EXTENSION
Legal Lot Number18
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract2300

Owner

Source: Buchanan County records · APN 06-8.0-33-002-001-014.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 10, 2023Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Jun 20, 2019Deed of Trust, Mortgage · Commercial Mortgage
NODAWAY VALLEY BANK
Jan 07, 2022Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2024 · Amount on Record
Deed SaleDec 09, 2024 · Amount on Record
Prior SaleAug 17, 2021 · Amount on Record
Deed Document Number20249889
Deed Book / Page3803 / 440
Prior Transfer DateDec 04, 2024
Prior Transfer Doc003803/440
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825
Transaction TypeMortgage
Record UpdatedFeb 16, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825

Mortgage

Document Number003794/404
DateFeb 02, 2024
Book Page3794/404
Instrument2024000760
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825

Mortgage

Document Number003784/463
DateFeb 10, 2023
Book Page3784/463
Instrument2023000945
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 24, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003738/608
DateJun 20, 2019
Book Page3738/608
Instrument2019005029
Lender
NameNODAWAY VALLEY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateJan 07, 2022
Property Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825
Document Number003771/667
Book / Page3771 / 667
Instrument DateJan 07, 2022
Instrument2022000230
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateAug 17, 2021
Property Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825
Document Number003766/111
Book / Page3766 / 111
Instrument DateAug 16, 2021
Instrument2021008793
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5305 S 16TH TER, SAINT JOSEPH, MO 64504-1825

Mortgage

Document Number2021008794
DateAug 17, 2021
Instrument2021008794
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,267.00 (+0.08%)$17,670 (+20.45%) Land $2,870 Building $14,800$93,010 (+20.45%) Land $15,100 Building $77,910
2024$1,266.00 (+31.19%)
2023$965.00 (-0.62%)$14,670 (-) Land $2,850 Building $11,820$77,220 (-) Land $15,000 Building $62,220
2022$971.00$14,670 Land $2,850 Building $11,820
2021$77,220 Land $15,000 Building $62,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of Missouri
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
United Electric CooperativeFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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