5305 Monterey Pine Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 5305 Monterey Pine Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,037 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$364,000 (Feb 2020)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-000-220`

Property Details

APN / Parcel Number

Primary APN	`011-000-220`
Alternative APNs	`0000269622` `011 220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,037 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	13,068 sqft (0.3 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	135 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000269622
Street Address	5305 MONTEREY PINE CT
City	CUMMING
State	GA
Zip	30040-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	3-1 1154 LT 97 PH 2 WESTERLEIGH COMMONS
Legal Subdivision	WESTERLEIGH COMMONS
Legal Phase	2
Legal Block	2
Legal Lot Number	97
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1006
Census Tract	130305

Owner

5305 Monterey Pine Ct is owned and occupied by two individuals who bought it in February 2020.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5305 MONTEREY PINE CT, CUMMING, GA 30040-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jan 9, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	2020983
Deed Book / Page	9209 / 533
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 7, 2020
Property Address	5305 MONTEREY PINE CT, CUMMING, GA 30040-3701
Document Number	0092090533
Book / Page	009209 / 000533
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5305 MONTEREY PINE CT CUMMING GA 300403701, CUMMING, GA 30040-3701

Mortgage

Document Number	92090534
Date	Feb 7, 2020
Book Page	009209/000534

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 9, 2019
Property Address	5305 MONTEREY PINE CT, CUMMING, GA 30040-3701
Document Number	0087740453
Book / Page	008774 / 000453
Instrument Date	Dec 19, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5305 MONTEREY PINE CT CUMMING GA 300403701, CUMMING, GA 30040-3701

Mortgage

Document Number	87740455
Date	Jan 9, 2019
Book Page	008774/000455

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5305 Monterey Pine Ct was $6,063 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,063.00	$253,948 Land $72,000 Building $181,948	$634,870 Land $180,000 Building $454,870
2023	$6,023.00 (+26.27%) Homeowner's exemption	$244,720 (+68.08%) Land $56,000 Building $188,720	$611,800 (+68.08%) Land $140,000 Building $471,800
2022	$4,770.00 Homeowner's exemption	$145,600 Land $39,760 Building $105,840	$364,000 Land $99,400 Building $264,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5305 Monterey Pine Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5305 Monterey Pine Ct is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Monterey Pine Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures