5305 Colorado St, Duluth, MN 55804 Property Records

St. Louis County property record for 5305 Colorado St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1919
Lot Size	0.159 acres (6,947 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (May 2024)
Tax Bill	$4,492 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3070-02580`

Property Details

APN / Parcel Number

Primary APN	`010-3070-02580`
Alternative APNs	`1010282` `1165868`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Gross Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	6,947 sqft (0.159 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	212 sqft
Deck Area	104 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1165868
Street Address	5305 COLORADO ST
City	DULUTH
State	MN
Zip	55804-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 INC LOT 19 BLK 10 ALTERED PLAT OFLONDON PARK ADD SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	145
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2018
Census Tract	200

Owner

5305 Colorado St is owned and occupied by an individual who bought it in May 2024.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5305 COLORADO ST, DULUTH, MN 55804-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on File
Deed Sale	May 13, 2024 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	20241487741
Prior Transfer Date	Sep 5, 2023
Prior Transfer Doc	0001473652
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 27, 2026
Property Address	5305 COLORADO ST, DULUTH, MN 55804-1615
Document Number	0001533204
Instrument Date	May 12, 2026
Instrument	20261533204
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5305 COLORADO ST, DULUTH, MN 55804-1615

Mortgage

Document Number	0001533204,
Date	May 27, 2026
Instrument	20261533204

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5305 COLORADO ST, DULUTH, MN 55804-1615
Document Number	00A1372870
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5305 COLORADO ST DULUTH MN 558041615, DULUTH, MN 55804-1615

Mortgage

Document Number	00A1372870
Date	Feb 5, 2020
Instrument	A1372870

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2035

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5305 COLORADO ST, DULUTH, MN 55804-1615
Document Number	00A1372869
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5305 COLORADO ST DULUTH MN 558041615, DULUTH, MN 55804-1615

Mortgage

Document Number	00A1372869
Date	Feb 5, 2020
Instrument	A1372869

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 4, 2030

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5305 COLORADO ST, DULUTH, MN 55804-1615
Document Number	00A1356895
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5305 COLORADO ST DULUTH MN 558041615, DULUTH, MN 55804-1615

Mortgage

Document Number	00A1356895
Date	Jun 18, 2019
Instrument	A1356895

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2034

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5305 COLORADO ST, DULUTH, MN 55804-1615
Document Number	00A1340967
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5305 COLORADO ST DULUTH MN 558041615, DULUTH, MN 55804-1615

Mortgage

Document Number	00A1340967
Date	Sep 18, 2018
Instrument	A1340967

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5305 Colorado St was $4,492 with a homeowner's exemption, up 21.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,492.00 (+21.08%) Homeowner's exemption
2025	$3,710.00 (-4.68%) Homeowner's exemption	$340,900 (+18.24%) Land $47,500 Building $293,400	$340,900 (+18.24%) Land $47,500 Building $293,400
2024	$3,892.00	$288,300 Land $45,800 Building $242,500	$288,300 Land $45,800 Building $242,500
2022		$261,900 Land $35,300 Building $226,600	$261,900 Land $35,300 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5305 Colorado St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5305 Colorado St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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