Lucas County property record for 5305 Cedar Point Rd, Oregon, OH 43616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Jan 2026) |
| Tax Bill | $4,251 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-03264 |
| Primary APN | 44-03264 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,824 sqft |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 504 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 50 ft Width |
| View / Lot | Secondary |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 95 sqft |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5305 CEDAR POINT RD |
|---|---|
| City | OREGON |
| State | OH |
| Zip | 43616-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40-A1 |
| Legal Description | 8 9 25 NW 1/4 W 6 AC E 1/2 SE 1/4 EXCW 150 FT S 290.55 F |
| Legal Tract | 98 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | OREGON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 9800 |
Source: Lucas County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5462 DEERCROSS CT, SYLVANIA, OH 43560-4244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit GEORGIA BANKING COMPANY |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENOA BANKING CO |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 28, 2017 | Survivorship Deed, Transfer · Conventional Mortgage UNI0N HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 20262833 |
| Prior Transfer Date | Apr 25, 2017 |
| Prior Transfer Doc | 0000018042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | May 18, 2026 |
| Property Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Document Number | 0000019280 |
| Instrument Date | May 11, 2026 |
| Instrument | 202619280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Document Number | 0000019280, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202619280 |
| Name | GEORGIA BANKING COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Document Number | 0000028589 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 202206270028589 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRUSH VALLEY, PA 15720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 18, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jan 15, 2026 |
| Property Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Document Number | 0000002833 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 202601150002833 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5462 DECREASS CT, TOLEDO, OH 43660-0001 |
| Document Number | 0000002834 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 202601150002834 |
| Name | GENOA BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 21, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004380 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 202101270004380 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 28, 2017 |
| Property Address | 5305 CEDAR POINT RD, OREGON, OH 43616-1441 |
| Document Number | 0000018042 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 201704280018042 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5305 BENNETT RD # GDOR, GDOR, TOLEDO, OH 43612-3403 |
| Document Number | 0000018043 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 201704280018043 |
| Name | UNI0N HOME MORTGAGE CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $90,860 (-) Land $27,615 Building $63,245 | $259,600 (-) Land $78,900 Building $180,700 |
| 2024 | $4,251.00 (-8.36%) Homeowner's exemption | $90,860 (+8.39%) Land $27,615 Building $63,245 | $259,600 (+8.39%) Land $78,900 Building $180,700 |
| 2023 | $4,639.00 (-0.75%) Homeowner's exemption | $83,825 (-) Land $30,695 Building $53,130 | |
| 2022 | $4,674.00 Homeowner's exemption | $83,825 Land $30,695 Building $53,130 | |
| 2021 | $239,500 Land $87,700 Building $151,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON CITY serves 19,950 people · EPA ID OH4800911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures