5304 Richards Dr, Mentor, OH 44060 Property Records

Lake County property record for 5304 Richards Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,936 sqft · built 1987
Lot Size	0.509 acres (22,198 sqft)
Owner	Owner Name on File
Last Sale	$184,900 (Apr 2003)
Tax Bill	$8,402 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-D-109-B-00-028-0`

Property Details

APN / Parcel Number

Primary APN	`16-D-109-B-00-028-0`
Alternative APN	`B 48`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,656 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,198 sqft (0.509 acres)
Lot Dimensions	222 ft deep x 100 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 48
Street Address	5304 RICHARDS DR
City	MENTOR
State	OH
Zip	44060-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 5 TRACT 11
Legal Subdivision	LORREY VILLAGE
Legal Tract	11
Legal Lot Number	45
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2005
Census Tract	202700

Owner

The current owner of 5304 Richards Dr acquired it in May 2013.

Source: Lake County records, as of April 25, 2024

Owner of Record	Owner Name on File
Mailing Address	5304 RICHARDS DR, MENTOR, OH 44060-1624
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Feb 10, 2017	Loan Modification, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2003 · Amount on File
Deed Sale	Apr 1, 2003 · Amount on File
Prior Sale	Apr 1, 2003 · Amount on File
Deed Document Number	0000018403
Last Transfer Date	May 24, 2013
Transfer Doc	0000016132
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	5304 RICHARDS DR, MENTOR, OH 44060-1624
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041618
Date	Nov 29, 2021
Instrument	2021R041618

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	5304 RICHARDS DR, MENTOR, OH 44060-1624
Document Number	0000006646
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 RICHARDS DR MENTOR OH 440601624, MENTOR, OH 44060-1624

Mortgage

Document Number	0000006646
Date	Mar 15, 2017
Instrument	6646

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 14, 2057

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,402.00 (+119.95%) Homeowner's exemption	$80,860 (-) Land $11,620 Building $69,240
2022	$3,820.00 Homeowner's exemption	$80,860 Land $11,620 Building $69,240
2021			$231,030 Land $33,210 Building $197,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5304 Richards Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 Richards Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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