5304 Pearl Stone Rd, Laredo, TX 78046 Property Records

Webb County property record for 5304 Pearl Stone Rd, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,282 sqft · built 2025
Lot Size	0.133 acres (5,781 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Jun 2026)
Tax Bill	$382 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`992-32007-020`

Property Details

APN / Parcel Number

Primary APN	`992-32007-020`
Alternative APN	`473933`

Interior

Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Foundation Type	Concrete
Lot Area	5,781 sqft (0.133 acres)
Porch	Slab

Location & Zoning

Street Address	5304 PEARL STONE RD
City	LAREDO
State	TX
Zip	78046-8872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA JOYA, BLOCK 7, LOT 2, PHASE 3
Legal Subdivision	LA JOYA
Legal Phase	3
Legal Block	7
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3010
Census Tract	1809

Owner

5304 Pearl Stone Rd is owned and occupied by an individual who bought it in June 2026.

Source: Webb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage CITY OF LAKE CITY
Aug 29, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage LA JOYA OF TEXAS ENTERPRISES LTD
Oct 5, 2021	Trustee's Deed, Foreclosure
Mar 25, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage LA JOYA OF TEXAS ENTERPRISES LTD
Jan 2, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	May 6, 2025
Deed Document Number	20261591370
Deed Book / Page	6064 / 807
Prior Transfer Date	Mar 4, 2025
Prior Transfer Doc	005792/666
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jun 26, 2026
Property Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872
Document Number	0001591370
Book / Page	6064 / 807
Instrument Date	Jun 25, 2026
Instrument	20261591370
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872

Mortgage

Document Number	0001591370,
Date	Jun 26, 2026
Book Page	6064/890
Instrument	20261591370

Lender

Name	CITY OF LAKE CITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Mortgage

Document Number	6064000811,
Date	Jun 26, 2026
Book Page	6064/811

Lender

Name	HABITAT FOR HUMANITY/GREATER N

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 29, 2022
Property Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872
Document Number	005336/324
Book / Page	5336 / 324
Map Reference	VOL 30 PG 68&69
Instrument Date	Apr 18, 2022
Instrument	1477965
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1802 S ZAPATA HWY, 1802, LAREDO, TX 78046-6173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872

Mortgage

Document Number	0001477966
Date	Aug 29, 2022
Instrument	1477966

Lender

Name	LA JOYA OF TEXAS ENTERPRISES LTD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Oct 5, 2021
Property Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872
Document Number	005126/437
Book / Page	5126 / 437
Map Reference	VOL 30 PG 69&69
Instrument Date	Oct 5, 2021
Instrument	1444479
Transaction Type	Foreclosure
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 S ZAPATA HWY, LAREDO, TX 78046-6173

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 25, 2019
Property Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872
Document Number	004570/411
Book / Page	4570 / 411
Map Reference	VOL 30 PG 68&69
Instrument Date	Jan 17, 2019
Instrument	1355820
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1802 S ZAPATA HWY, 1802, LAREDO, TX 78046-6173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872

Mortgage

Document Number	0001355821
Date	Mar 25, 2019
Instrument	1355821

Lender

Name	LA JOYA OF TEXAS ENTERPRISES LTD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Jan 2, 2019
Property Address	5304 PEARL STONE RD, LAREDO, TX 78046-8872
Document Number	004528/586
Book / Page	4528 / 586
Map Reference	VOL 30 PG 68&69
Instrument Date	Jan 2, 2019
Instrument	1348551
Transaction Type	Foreclosure
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 S ZAPATA HWY, LAREDO, TX 78046-6173

Tax Assessment & Valuation

The 2025 property tax bill for 5304 Pearl Stone Rd was $382, down 4.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,921 (+131.3%) Land $61,452 Building $113,469	$174,921 (+131.3%) Land $61,452 Building $113,469
2025	$382.00 (-4.74%)	$75,625 Land $61,452 Building $14,173	$75,625 Land $61,452 Building $14,173
2024	$401.00
2023		$59,292 Land $44,918 Building $14,374	$59,292 Land $44,918 Building $14,374
2022	$395.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5304 Pearl Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 Pearl Stone Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Pearl Stone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures