5304 Opal Dr, Columbia, MO 65202 Property Records

Boone County property record for 5304 Opal Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2005
Lot Size	0.267 acres (11,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,576 (Jul 2025)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-804-00-02-001-00`

Property Details

APN / Parcel Number

Primary APN	`12-804-00-02-001-00`
Alternative APN	`12-804-00-02-001.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,666 sqft (0.267 acres)
Lot Dimensions	90 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5304 OPAL DR
City	COLUMBIA
State	MO
Zip	65202-6020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WYATT LANE ACRES PLAT 6 LOT 1
Legal Range	12W
Legal Township	49N
Legal Section	34
Legal Subdivision	WYATT LANE ACRES
Legal Block	C00
Legal Lot Number	1
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2051
Census Tract	1506

Owner

Source: Boone County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL TRUST BANK
Jul 27, 2023	Warranty Deed, Transfer · Unknown UNITED WHOLESALE MORTGAGE
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CALLAWAY BANK
Mar 10, 2020	Deed of Trust, Mortgage WOODRUFF TERRY LIVING TR (RT)
Jan 27, 2020	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	202511411
Deed Book / Page	6020 / 5
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011499
Date	Jul 25, 2023
Book Page	5773/124
Instrument	2023011499

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 27, 2023
Property Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Document Number	0000011656
Book / Page	5774 / 139
Map Reference	MB 33 PG 33
Instrument Date	Jul 27, 2023
Instrument	2023011656
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 OPAL DR, COLUMBIA, MO 65202-6020

Mortgage

Document Number	0000011657
Date	Jul 27, 2023
Instrument	2023011657

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Change Frequency	2 Years

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Apr 14, 2021
Property Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Document Number	0000011119
Book / Page	5407 / 174
Map Reference	MB 33 PG 33
Instrument Date	Apr 14, 2021
Instrument	2021011119
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011120
Date	Apr 14, 2021
Instrument	2021011120

Lender

Name	THE CALLAWAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Document Number	0000008241
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 OPAL DR COLUMBIA MO 652026020, COLUMBIA, MO 65202-6020

Mortgage

Document Number	0000008241
Date	Apr 30, 2020
Book Page	005175/000127
Instrument	8241

Lender

Name	WOODRUFF TERRY LIVING TR (RT)

Agreement

Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jan 27, 2020
Property Address	5304 OPAL DR, COLUMBIA, MO 65202-6020
Document Number	0000001605
Book / Page	005134 / 000081
Instrument Date	Jan 27, 2020
Instrument	1605
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 OPAL DR COLUMBIA MO 652026020, COLUMBIA, MO 65202-6020

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,157.00 (+12.11%)	$32,946 (+14.53%) Land $4,180 Building $28,766	$173,400 (+14.53%) Land $22,000 Building $151,400
2023	$1,924.00 (+8.09%)	$28,766 (+7.99%) Land $4,180 Building $24,586	$151,400 (+7.99%) Land $22,000 Building $129,400
2022	$1,780.00	$26,638 Land $4,180 Building $22,458
2021			$140,200 Land $22,000 Building $118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FireServe.

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