5304 Monarch Dr, Gainesville, GA 30506 Property Records

Hall County property record for 5304 Monarch Dr, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,727 sqft · built 2002
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2022)
Tax Bill	$4,867 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-077A-000-059`

Property Details

APN / Parcel Number

Primary APN	`10-077A-000-059`
Alternative APN	`63945`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,727 sqft Heated Area
1st Floor Area	1,524 sqft
Upper Floors Area	762 sqft
Basement Area	1,524 sqft
Finished Basement	1,524 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63945
Street Address	5304 MONARCH DR
City	GAINESVILLE
State	GA
Zip	30506-7326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CREEKSIDE @ MONARCH RIDGE LT 86 PH 2
Legal Subdivision	CREEKSIDE AT MONARCH RIDGE
Legal Phase	2
Legal Lot Number	86
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	2
Census Block	2002
Census Tract	305

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
May 3, 2022	Warranty Deed, Transfer
May 19, 2017	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	20224080
Deed Book / Page	9121 / 223
Prior Transfer Date	May 3, 2022
Prior Transfer Doc	0091210240
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326

Mortgage

Document Number	0087440000000244
Date	Mar 1, 2021
Book Page	0000008744/0000000244

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	May 3, 2022
Property Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326
Document Number	0091210223
Book / Page	9121 / 223
Instrument Date	May 3, 2022
Instrument	2022-004080
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326

Mortgage

Document Number	0091210000000226
Date	May 6, 2022
Book Page	0000009121/0000000226

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	May 3, 2022
Property Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326
Document Number	0091210240
Book / Page	9121 / 240
Instrument Date	May 3, 2022
Instrument	2022-004083
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079010161
Date	May 19, 2017
Book Page	7901/161

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Dec 27, 2017
Property Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326
Document Number	0080200223
Book / Page	8020 / 223
Instrument Date	Dec 27, 2017
Instrument	2017-009470
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 MONARCH DR, GAINESVILLE, GA 30506-7326

Mortgage

Document Number	0080200224
Date	Dec 27, 2017
Book Page	8020/224

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,867.00 (+1.95%)	$198,320 (+2.02%) Land $31,400 Building $166,920	$495,800 (+2.02%) Land $78,500 Building $417,300
2025	$4,774.00 (+1.96%)	$194,400 (+10.35%) Land $29,280 Building $165,120	$486,000 (+10.35%) Land $73,200 Building $412,800
2023	$4,682.00 (+36.18%)	$176,160 (+39.28%) Land $31,920 Building $144,240	$440,400 (+39.28%) Land $79,800 Building $360,600
2022	$3,438.00	$126,480 Land $15,680 Building $110,800	$316,200 Land $39,200 Building $277,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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