Buchanan County property record for 5304 Frederick Ave, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1967 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $308,800 (Mar 2026) |
| Tax Bill | $1,471 (2025) |
| Deeds & Mortgages | Sep 2012 Mortgage Mar 2026 Mortgage + 1 more |
| APN | 06-1.0-01-004-002-044.000 |
| Primary APN | 06-1.0-01-004-002-044.000 |
|---|
| Building Area | 1,320 sqft Base Area |
|---|---|
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 115 ft deep x 103 ft wide |
| Street Address | 5304 FREDERICK AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:MYRNA MANOR LOT:26 BLK:LGL DESC:COMM AT NW COR L 26 TH NELY 106.14' SELY 65.15' S 77.14' W 118.66' N 115.02' TO POB LLA 3 |
| Legal Subdivision | MYRNA MANOR |
| Legal Tract | A |
| Legal Lot Number | 26 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 701 |
Source: Buchanan County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5304 FREDERICK AVE, SAINT JOSEPH, MO 64506-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 19, 2012 | Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK |
| Mar 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 19, 2005 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | May 19, 2005 · Amount on Record |
| Deed Document Number | 20261903 |
| Deed Book / Page | 3816 / 700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5304 FREDERICK AVE, SAINT JOSEPH, MO 64506-3202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03357/0899 |
|---|---|
| Date | Sep 19, 2012 |
| Book Page | 3357/0899 |
| Instrument | 2012011496 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 16, 2026 |
| Property Address | 5304 FREDERICK AVE, SAINT JOSEPH, MO 64506-3202 |
| Document Number | 003816/700 |
| Book / Page | 3816 / 700 |
| Map Reference | MB 3 PG 42 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026001903 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5304 FREDERICK AVE, SAINT JOSEPH, MO 64506-3202 |
| Document Number | 2026001904 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026001904 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 19, 2005 |
| Property Address | 5304 FREDERICK AVE, SAINT JOSEPH, MO 64506-3202 |
| Document Number | 02795/0008 |
| Book / Page | 2795 / 0008 |
| Instrument Date | May 16, 2005 |
| Instrument | 2005007583 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5304 FREDERICK AVE, SAINT JOSEPH, MO 64506-3202 |
| Name | Verified Name |
|---|---|
| Address | 5304 GREDERICK BOULEVARD, SAINT JOSEPH, MO 64506 |
| Document Number | 2005007584 |
|---|---|
| Date | May 19, 2005 |
| Instrument | 2005007584 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,471.00 | $20,800 (+14.73%) Land $5,350 Building $15,450 | $109,430 (+14.71%) Land $28,140 Building $81,290 |
| 2024 | $1,471.00 (+24.45%) | ||
| 2023 | $1,182.00 (-0.67%) | $18,130 (-) Land $5,350 Building $12,780 | $95,400 (-) Land $28,140 Building $67,260 |
| 2022 | $1,190.00 | $18,130 Land $5,350 Building $12,780 | |
| 2021 | $95,400 Land $28,140 Building $67,260 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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