5304 Central Ave, Atwater, CA 95301 Property Records

Merced County property record for 5304 Central Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,573 sqft · built 1958
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2017)
Tax Bill	$4,574 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143-260-001-000`

Property Details

APN / Parcel Number

Primary APN	`143-260-001-000`
Alternative APN	`143-260-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,573 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	2,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	104,544 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	143-260-001
Street Address	5304 CENTRAL AVE
City	ATWATER
State	CA
Zip	95301-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	FRUIT COL #1 POR LOT 32 34/6/12
Legal Subdivision	FRUIT COL 01
Legal Lot Number	32
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1034
Census Tract	505

Owner

5304 Central Ave is owned and occupied by two individuals who acquired it in December 2019.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5304 CENTRAL AVE, ATWATER, CA 95301-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 12, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
May 12, 2017	Grant Deed, Transfer · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Oct 15, 2009 · Amount on File
Deed Document Number	201714952
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000042232
Record Updated	Oct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 16, 2019
Property Address	5304 CENTRAL AVE, ATWATER, CA 95301-9632
Document Number	0000042232
Map Reference	VOL 4 PG 7
Instrument Date	Dec 4, 2019
Instrument	2019042232
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5304 CENTRAL AVE, ATWATER, CA 95301-9632

Mortgage

Document Number	0000042233
Date	Dec 16, 2019
Instrument	2019042233

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	May 12, 2017
Property Address	5304 CENTRAL AVE, ATWATER, CA 95301-9632
Document Number	0000014953
Instrument Date	May 9, 2017
Instrument	14953
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5304 CENTRAL AVE ATWATER CA 953019632, ATWATER, CA 95301-9632

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 12, 2017
Property Address	5304 CENTRAL AVE, ATWATER, CA 95301-9632
Document Number	0000014952
Instrument Date	Mar 25, 2017
Instrument	14952
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5304 CENTRAL AVE ATWATER CA 953019632, ATWATER, CA 95301-9632

Mortgage

Document Number	14954
Date	May 12, 2017
Instrument	14954

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5304 Central Ave was $4,574 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,998 (+2%) Land $136,133 Building $301,865
2025	$4,574.00 Homeowner's exemption	$429,411 Land $133,464 Building $295,947
2023	$4,344.00 (+1.14%) Homeowner's exemption	$412,739 Land $128,283 Building $284,456
2022	$4,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5304 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 Central Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Ayera Technologies.

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