5304 Breakers Way, Carmel, IN 46033 Property Records

Hamilton County property record for 5304 Breakers Way, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,948 sqft · built 1995
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Tax Bill$9,766 (2024)
Deeds & MortgagesAug 2020 Sale
Flood ZoneZone X (minimal risk)
APN29-10-27-002-014.000-018

Property Details

APN / Parcel Number

Primary APN29-10-27-002-014.000-018
Alternative APN
  • 1610270002014000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,948 sqft Living Area
Gross Area4,937 sqft
1st Floor Area3,006 sqft
2nd Floor Area1,208 sqft
Basement Area1,451 sqft
Finished Basement942 sqft
Unfinished Basement509 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions137 ft deep x 67.2 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5304 BREAKERS WAY
CityCARMEL
StateIN
Zip46033-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .25, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK NORTH, SECTION 2, LOT 64
Legal Range04
Legal Township18
Legal Section27
Legal SubdivisionPLUM CREEK NORTH SECTION 2
Legal Block2
Legal Lot Number64
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1020
Census Tract110911

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 SOMERSET DR W, INDIANAPOLIS, IN 46260-2919
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020
Deed SaleAug 18, 2020
Prior SaleJul 8, 2014 · Amount on Record
Deed Document Number202055580
Last Transfer DateFeb 19, 2025
Transfer Doc0000006734
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateAug 18, 2020
Property Address5304 BREAKERS WAY, CARMEL, IN 46033-9130
Document Number0000055580
Instrument DateAug 14, 2020
Instrument55580
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5304 BREAKERS WAY CARMEL IN 460339130, CARMEL, IN 46033-9130

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$530,300 (+8.47%) Land $119,700 Building $410,600$530,300 (+8.47%) Land $119,700 Building $410,600
2024$9,766.00 (+5.7%)$488,900 (+6.68%) Land $119,700 Building $369,200$488,900 (+6.68%) Land $119,700 Building $369,200
2023$9,239.00 (+22.26%)$458,300 (+25.08%) Land $90,700 Building $367,600$458,300 (+25.08%) Land $90,700 Building $367,600
2022$7,557.00$366,400 Land $90,700 Building $275,700$366,400 Land $90,700 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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