5304 Ashmonte Ct, Rochester, MI 48306 Property Records

Oakland County property record for 5304 Ashmonte Ct, Rochester, MI 48306

Property Summary

Property Type	Condominium
Details	4 bd · 5.5 ba · 3,306 sqft · built 2002
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2018)
Tax Bill	$5,246 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-31-103-004`

Property Details

APN / Parcel Number

Primary APN	`N-10-31-103-004`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,306 sqft Living Area
1st Floor Area	1,807 sqft
Basement Area	1,662 sqft
Unfinished Basement	1,662 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	16,117 sqft (0.37 acres)
Terrain	Rolling
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	822 sqft
Patio Area	822 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5304 ASHMONTE CT
City	ROCHESTER
State	MI
Zip	48306-4797
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T4N, R11E, SEC 31 OAKLAND COUNTY CONDOMINIUM PLAN NO 1379 SILVERCREEK UNIT 38 L 23841 P 074 10-17-01 FR 100-003
Legal Range	11E
Legal Township	04N
Legal Section	31
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	38
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2003
Census Tract	190800

Owner

5304 Ashmonte Ct, a condominium, is owned and occupied by two individuals who bought it in January 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5304 ASHMONTE CT, ROCHESTER, MI 48306-4797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GHMC FOR USE IN MICHIGAN
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Prior Sale	Sep 21, 2015 · Amount on File
Deed Document Number	20187761
Deed Book / Page	51474 / 538
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5304 ASHMONTE CT, ROCHESTER, MI 48306-4797
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 ASHMONTE CT, ROCHESTER, MI 48306-4797

Mortgage

Document Number	0000018808
Date	Jan 22, 2021
Book Page	55556/521
Instrument	18808

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5304 ASHMONTE CT, ROCHESTER, MI 48306-4797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045237
Date	Mar 5, 2020
Book Page	53914/458
Instrument	45237

Lender

Name	GHMC FOR USE IN MICHIGAN
Type	Non-Lending Institution
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 16, 2018
Property Address	5304 ASHMONTE CT, ROCHESTER, MI 48306-4797
Document Number	0000007761
Book / Page	51474 / 00538
Map Reference	LB 23841 PG 74-163
Instrument Date	Nov 8, 2017
Instrument	007761
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE CONNECT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5304 ASHMONTE CT, 5304, ROCHESTER, MI 48306-4797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5304 ASHMONTE CT, ROCHESTER, MI 48306-4797

Mortgage

Document Number	0000007762
Date	Jan 16, 2018
Instrument	007762

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5304 Ashmonte Ct was $5,246 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,246.00 (-33.01%) Homeowner's exemption	$342,520	$685,040
2024	$7,831.00
2023		$305,830	$611,660
2021	$6,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5304 Ashmonte Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5304 Ashmonte Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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