5303 Costa Ridge Ln, Katy, TX 77493 Property Records

Harris County property record for 5303 Costa Ridge Ln, Katy, TX 77493

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,265 sqft · built 2023
Lot Size0.362 acres (15,766 sqft)
OwnerIndividual Name on Record
Last Sale$428,240 (Dec 2023)
Tax Bill$15,751 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN146-455-004-0019

Property Details

APN / Parcel Number

Primary APN146-455-004-0019

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area3,265 sqft Living Area
1st Floor Area2,396 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area15,766 sqft (0.362 acres)
Garage Area641 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1464550040019
Street Address5303 COSTA RIDGE LN
CityKATY
StateTX
Zip77493-5553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 19 BLK 4 SUNTERRA SEC 40
Legal SubdivisionSUNTERRA SEC 40
Legal Block4
Legal Lot Number19
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2021
Census Tract542902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5303 COSTA RIDGE LN, KATY, TX 77493-5553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Dec 27, 2023Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
COLINA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2023 · Amount on Record
Deed SaleDec 27, 2023 · Amount on Record
Deed Document Number2023485227
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateSep 1, 2026
Property Address5303 COSTA RIDGE LN, KATY, TX 77493-5553
Document Number0000356557
Instrument DateAug 23, 2026
Instrument2026356557
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5303 COSTA RIDGE LN, KATY, TX 77493-5553

Mortgage

Document Number0000356557,
DateSep 1, 2026
Instrument2026356557
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueJan 1, 2054
Interest
Max Rate-1%

December 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateDec 27, 2023
Property AddressCOSTA RIDGE LN, KATY, TX 77493
Document Number0000485227
Map ReferenceMF 701148
Instrument DateDec 22, 2023
Instrument2023-485227
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 4, 2024
Title CompanyLANDTITLE TX LLC, LANDTITLE TEXAS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1314 N DURHAM DR, HOUSTON, TX 77008-3734

Transferred To (Grantee/Buyer)

NameVerified Name
Address5303 COSTA RIDGE LANE, KATY, TX 77493

Mortgage

Document Number0000485228
DateDec 27, 2023
Instrument2023-485228
Lender
NameCOLINA MORTGAGE GROUP LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488,965 (-9.07%) Land $83,266 Building $405,699$488,965 (-9.07%) Land $83,266 Building $405,699
2025$15,751.00 (+106.76%) Homeowner's exemption$537,710 (+362.23%) Land $116,330 Building $421,380$537,710 (+362.23%) Land $116,330 Building $421,380
2024$7,618.00 (+276.2%)
2023$116,330 Land $116,330$116,330 Land $116,330
2022$2,025.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,172 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,172 in force
Nearby Flood Claims14 (2016–2024)
Claims Outside the SFHA7 of 14
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 9 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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