Bergen County and Ramsey Borough property record for 5303 Christopher St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 600 sqft · built 1964 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,500 (Jun 2025) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04601-0000-00045-0000-C5303 |
| Primary APN | 48-04601-0000-00045-0000-C5303 |
|---|---|
| Alternative APNs |
|
| Building Area | 600 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 28,750 sqft (0.66 acres) |
| Old Parcel Number | 48046010000000450000C053C |
|---|---|
| Street Address | 5303 CHRISTOPHER ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.660AC |
| Legal Subdivision | WASHINGTON DRIVE |
| Legal Block | 4601 |
| Legal Lot Number | 45 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5303 CHRISTOPHER ST, RAMSEY, NJ 07446-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU |
| Nov 26, 2019 | Deed, Transfer MISC COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 202541289 |
| Deed Book / Page | 5527 / 1206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 13, 2025 |
| Property Address | 5303 CHRISTOPHER ST, RAMSEY, NJ 07446-1931 |
| Document Number | 0055271206 |
| Book / Page | 5527 / 1206 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025041289 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 KENNEDY DR, SPRING VALLEY, NY 10977-5377 |
| Name | Verified Name |
|---|---|
| Address | 5303 CHRISTOPHER ST, RAMSEY, NJ 07446-1931 |
| Document Number | 2025041290 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2025041290 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5303 CHRISTOPHER ST, RAMSEY, NJ 07446-1931 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050490950 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 5049/950 |
| Instrument | 2023050123 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 26, 2019 |
| Property Address | 5303 CHRISTOPHER ST, RAMSEY, NJ 07446-1931 |
| Document Number | 0034211164 |
| Book / Page | 3421 / 1164 |
| Instrument Date | Oct 26, 2019 |
| Instrument | 19-082229 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5303 CHRISTOPHER ST, RAMSEY, NJ 07446-1931 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,200 (+4.24%) Land $160,000 Building $83,200 | $243,200 (+4.24%) Land $160,000 Building $83,200 | |
| 2025 | $4,804.00 (+19.74%) | $233,300 (+64.06%) Land $150,000 Building $83,300 | $233,300 (+64.06%) Land $150,000 Building $83,300 |
| 2024 | $4,012.00 (+7.59%) | ||
| 2023 | $142,200 Land $85,000 Building $57,200 | $142,200 Land $85,000 Building $57,200 | |
| 2022 | $3,729.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures