5302 Teruel Ln, Laredo, TX 78046 Property Records

Webb County property record for 5302 Teruel Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 2002
Lot Size	0.122 acres (5,333 sqft)
Owner	2 Individual Names on File
Last Sale	$139,200 (Oct 2019)
Tax Bill	$1,083 (2025)
Deeds & Mortgages	Oct 2019 Second Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`964-51008-170`

Property Details

APN / Parcel Number

Primary APN	`964-51008-170`
Alternative APN	`256887`

Interior

Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,333 sqft (0.122 acres)
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	538 sqft
Storage Building	36 sqft

Location & Zoning

Street Address	5302 TERUEL LN
City	LAREDO
State	TX
Zip	78046-8588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SANTA RITA UNIT XI, BLOCK 8, LOT 17
Legal Subdivision	SANTA RITA UNIT XI
Legal Block	8
Legal Lot Number	17
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2010
Census Tract	1819

Owner

5302 Teruel Ln is owned and occupied by two individuals who acquired it in May 2024.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5302 TERUEL LN, LAREDO, TX 78046-8588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Oct 22, 2019	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	20191375060
Deed Book / Page	4682 / 433
Last Transfer Date	May 1, 2024
Transfer Doc	005645/842
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5302 TERUEL LN, LAREDO, TX 78046-8588
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4682/451
Date	Oct 22, 2019
Book Page	4682/451
Instrument	1375062

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 22, 2019
Property Address	5302 TERUEL LN, LAREDO, TX 78046-8588
Document Number	004682/433
Book / Page	4682 / 433
Map Reference	VOL 20 PG 93
Instrument Date	Oct 17, 2019
Instrument	1375060
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 TERUEL LN, LAREDO, TX 78046-8588

Mortgage

Document Number	0001375061
Date	Oct 22, 2019
Instrument	1375061

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5302 Teruel Ln was $1,083 with a homeowner's exemption, up 1.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,148 (+4.74%) Land $48,584 Building $175,564	$224,148 (+4.74%) Land $48,584 Building $175,564
2025	$1,083.00 (+1.69%) Homeowner's exemption	$214,008 Land $48,584 Building $165,424	$214,008 Land $48,584 Building $165,424
2024	$1,065.00
2023		$197,178 Land $45,864 Building $151,314	$197,178 Land $45,864 Building $151,314
2022	$1,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5302 Teruel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5302 Teruel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Smartcom Telephone.

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