5302 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 5302 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2006
Lot Size	0.004 acres (170 sqft)
Owner	Individual Name on File
Last Sale	$150,288 (Jul 2026)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072000747`

Property Details

APN / Parcel Number

Primary APN	`T072000747`
Alternative APN	`4-0036-A197-15-003C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	170 sqft (0.004 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000747
Street Address	5302 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7498
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #5 LOT 3C
Legal Subdivision	SPRINGHURST TERR #5
Legal Lot Number	3C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

5302 Spring Creek Ln, a condominium, is owned and occupied by an individual who bought it in July 2026.

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	202636276
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2026
Property Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498
Document Number	0000036276
Instrument Date	Jul 29, 2026
Instrument	202636276
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ABSOLUTE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498

Mortgage

Document Number	0000036277,
Date	Jul 31, 2026
Instrument	202636277

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2026
Property Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498
Document Number	0000036276
Instrument Date	Jul 29, 2026
Instrument	202636276
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498

Mortgage

Document Number	0000036277,
Date	Jul 31, 2026
Instrument	202636277

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2022
Property Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498
Document Number	0000039122
Map Reference	MB 44 PG 8
Instrument Date	Jul 8, 2022
Instrument	2022R-039122
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2503 SWEET VIBURNUM WAY, OCOEE, FL 34761-5347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 SPRING CREEK LN, O FALLON, MO 63368-7498

Mortgage

Document Number	0000039123
Date	Jul 14, 2022
Instrument	2022R-039123

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5302 Spring Creek Ln was $2,275, up 11.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00 (+11.3%)	$34,541	$181,793 Building $181,793
2024	$2,044.00
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5302 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5302 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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