Niagara County and Lockport Town property record for 5302 Saunders Settlement Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,912 sqft · built 1933 |
| Lot Size | 0.52 acres (22,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Apr 2022) |
| Tax Bill | $5,337 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 122.03-1-7 |
| Primary APN | 292600 122.03-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 2,522 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,656 sqft (0.52 acres) |
| Lot Dimensions | 177 ft deep x 128 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,068 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5302 SAUNDERS SETTLEMENT RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 23401 |
5302 Saunders Settlement Rd is owned and occupied by an individual who bought it in April 2022.
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5302 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 11, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on File |
| Deed Sale | Apr 11, 2022 · Amount on File |
| Deed Document Number | 20226577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5302 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-4122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5302 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-4122 |
| Document Number | 0000005856 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-15856 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5302 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-4122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5302 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-4122 |
| Document Number | 0000003609 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023-13609 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 11, 2022 |
| Property Address | 5302 SAUNDERS SETTLEMENT RD, LOCKPORT, NY 14094-4122 |
| Document Number | 0000006577 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-06577 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5302 SAUNDERS SETTLEMENT RD, 5302, LOCKPORT, NY 14094-4122 |
| Name | Verified Name |
|---|---|
| Address | 27 POPLAR AVE, BUFFALO, NY 14211-2625 |
| Document Number | 0000006578 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-06578 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 5302 Saunders Settlement Rd was $5,337, up 3.3% from the year before.
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,337.00 (+3.25%) | ||
| 2025 | $5,169.00 | $263,000 Land $27,300 Building $235,700 | $263,000 Land $27,300 Building $235,700 |
| 2023 | $239,000 Land $22,300 Building $216,700 | $239,000 Land $22,300 Building $216,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5302 Saunders Settlement Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5302 Saunders Settlement Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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