5302 Ridge Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 5302 Ridge Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 1958
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2018)
Tax Bill	$4,769 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-030182`

Property Details

APN / Parcel Number

Primary APN	`09-030182`
Alternative APNs	`9030182` `030182`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	030182
Street Address	5302 RIDGE RD
City	MOUNT AIRY
State	MD
Zip	21771-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.38 ACS 5302 RIDGE RD NR S/S POMMEL DR
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	509002

Owner

5302 Ridge Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5302 RIDGE RD, MOUNT AIRY, MD 21771-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Jan 11, 2018	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on File
Deed Sale	Jan 11, 2018 · Amount on File
Prior Sale	Mar 4, 2009
Deed Document Number	20188915-0079
Deed Book / Page	8915 / 79
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5302 RIDGE RD, MOUNT AIRY, MD 21771-8114
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102280184
Date	Apr 22, 2021
Book Page	10228/184

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	7525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5302 RIDGE RD, MOUNT AIRY, MD 21771-8114
Document Number	0095670125
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	CLASSIC SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 RIDGE RD MOUNT AIRY MD 217718114, MOUNT AIRY, MD 21771-8114

Mortgage

Document Number	0095670125
Date	Feb 12, 2020
Book Page	009567/000125

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 11, 2018
Property Address	5302 RIDGE RD, MOUNT AIRY, MD 21771-8114
Document Number	0089150079
Book / Page	008915 / 000079
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	COLONY TITLE GROUP LIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5302 RIDGE RD MOUNT AIRY MD 217718114, MOUNT AIRY, MD 21771-8114

Mortgage

Document Number	89150084
Date	Jan 11, 2018
Book Page	008915/000084

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5302 Ridge Rd was $4,769, up 6.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,769.00 (+6.26%)	$420,500	$445,600 Land $203,800 Building $241,800
2025	$4,488.00
2023	$4,008.00	$354,733	$370,300 Land $183,800 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5302 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5302 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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