5301 Garden Gate Dr, Monroe, NC 28112 Property Records

Union County property record for 5301 Garden Gate Dr, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 2,762 sqft · built 2022
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$81,500 (Jun 2022)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-285-018`

Property Details

APN / Parcel Number

Primary APN	`04-285-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,762 sqft Living Area
1st Floor Area	2,762 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	107,593 sqft (2.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5301 GARDEN GATE DR
City	MONROE
State	NC
Zip	28112-8896
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#1 THE HOMESTEAD OPCG816-817
Legal Subdivision	HOMESTEAD (THE)
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3003
Census Tract	20902

Owner

5301 Garden Gate Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5301 GARDEN GATE DR, MONROE, NC 28112-8896
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Jun 16, 2022	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202221631
Deed Book / Page	8502 / 806
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5301 GARDEN GATE DR, MONROE, NC 28112-8896
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 WATERLEMON WAY, MONROE, NC 28110-9195

Mortgage

Document Number	0008562616
Date	Aug 31, 2022
Book Page	8562/616
Instrument	31012

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2053

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 16, 2022
Property Address	5301 GARDEN GATE DR, MONROE, NC 28112-8896
Document Number	0008502806
Book / Page	8502 / 806
Map Reference	CAB G PG 816&817
Instrument Date	Jun 9, 2022
Instrument	21631
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2675 OLD CHARLOTTE HWY, MONROE, NC 28110-7364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 E FOURTH AVE, SUTHERLIN, OR 97479-9631

Tax Assessment & Valuation

The 2025 property tax bill for 5301 Garden Gate Dr was $2,996.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,200 (-) Land $91,200 Building $559,000	$650,200 (-) Land $91,200 Building $559,000
2025	$2,996.00	$650,200 Land $91,200 Building $559,000	$650,200 Land $91,200 Building $559,000
2023	$1,393.00	$224,500 Land $59,500 Building $165,000	$224,500 Land $59,500 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5301 Garden Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5301 Garden Gate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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